LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,371
−HK$2,783/mo
▼ 0.25% · 3.875%
HK$45,752
−HK$1,402/mo
Today · 4.125%
HK$47,154
baseline
▲ 0.50% · 4.625%
HK$50,023
+HK$2,869/mo
Deposit HK$9.73M · loan HK$9.73M · min. income ≈ HK$94,308/mo (50% DSR)
Upfront cash ≈ HK$10.46M (deposit + AVD stamp duty HK$729,711 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,363
−HK$2,667/mo
▼ 0.25% · 3.875%
HK$50,687
−HK$1,343/mo
Today · 4.125%
HK$52,030
baseline
▲ 0.50% · 4.625%
HK$54,772
+HK$2,742/mo
Deposit HK$9.73M · loan HK$9.73M · min. income ≈ HK$104,060/mo (50% DSR)
Upfront cash ≈ HK$10.46M (deposit + AVD stamp duty HK$729,711 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,246
−HK$3,339/mo
▼ 0.25% · 3.875%
HK$54,902
−HK$1,683/mo
Today · 4.125%
HK$56,585
baseline
▲ 0.50% · 4.625%
HK$60,028
+HK$3,443/mo
Deposit HK$7.78M · loan HK$11.68M · min. income ≈ HK$113,170/mo (50% DSR)
Upfront cash ≈ HK$8.51M (deposit + AVD stamp duty HK$729,711 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,235
−HK$3,201/mo
▼ 0.25% · 3.875%
HK$60,824
−HK$1,612/mo
Today · 4.125%
HK$62,436
baseline
▲ 0.50% · 4.625%
HK$65,727
+HK$3,291/mo
Deposit HK$7.78M · loan HK$11.68M · min. income ≈ HK$124,872/mo (50% DSR)
Upfront cash ≈ HK$8.51M (deposit + AVD stamp duty HK$729,711 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,120
−HK$3,895/mo
▼ 0.25% · 3.875%
HK$64,052
−HK$1,963/mo
Today · 4.125%
HK$66,015
baseline
▲ 0.50% · 4.625%
HK$70,032
+HK$4,017/mo
Deposit HK$5.84M · loan HK$13.62M · min. income ≈ HK$132,030/mo (50% DSR)
Upfront cash ≈ HK$6.57M (deposit + AVD stamp duty HK$729,711 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,108
−HK$3,734/mo
▼ 0.25% · 3.875%
HK$70,961
−HK$1,881/mo
Today · 4.125%
HK$72,842
baseline
▲ 0.50% · 4.625%
HK$76,681
+HK$3,839/mo
Deposit HK$5.84M · loan HK$13.62M · min. income ≈ HK$145,684/mo (50% DSR)
Upfront cash ≈ HK$6.57M (deposit + AVD stamp duty HK$729,711 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,869
−HK$5,008/mo
▼ 0.25% · 3.875%
HK$82,353
−HK$2,524/mo
Today · 4.125%
HK$84,877
baseline
▲ 0.50% · 4.625%
HK$90,042
+HK$5,165/mo
Deposit HK$1.95M · loan HK$17.51M · min. income ≈ HK$169,754/mo (50% DSR)
Upfront cash ≈ HK$2.68M (deposit + AVD stamp duty HK$729,711 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,853
−HK$4,800/mo
▼ 0.25% · 3.875%
HK$91,236
−HK$2,417/mo
Today · 4.125%
HK$93,653
baseline
▲ 0.50% · 4.625%
HK$98,590
+HK$4,937/mo
Deposit HK$1.95M · loan HK$17.51M · min. income ≈ HK$187,306/mo (50% DSR)
Upfront cash ≈ HK$2.68M (deposit + AVD stamp duty HK$729,711 · Scale 2, in force from 26 Feb 2026)