LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,373
−HK$2,782/mo
▼ 0.25% · 3.875%
HK$45,753
−HK$1,402/mo
Today · 4.125%
HK$47,155
baseline
▲ 0.50% · 4.625%
HK$50,025
+HK$2,870/mo
Deposit HK$9.73M · loan HK$9.73M · min. income ≈ HK$94,310/mo (50% DSR)
Upfront cash ≈ HK$10.46M (deposit + AVD stamp duty HK$729,733 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,364
−HK$2,667/mo
▼ 0.25% · 3.875%
HK$50,688
−HK$1,343/mo
Today · 4.125%
HK$52,031
baseline
▲ 0.50% · 4.625%
HK$54,774
+HK$2,743/mo
Deposit HK$9.73M · loan HK$9.73M · min. income ≈ HK$104,062/mo (50% DSR)
Upfront cash ≈ HK$10.46M (deposit + AVD stamp duty HK$729,733 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,247
−HK$3,339/mo
▼ 0.25% · 3.875%
HK$54,904
−HK$1,682/mo
Today · 4.125%
HK$56,586
baseline
▲ 0.50% · 4.625%
HK$60,029
+HK$3,443/mo
Deposit HK$7.78M · loan HK$11.68M · min. income ≈ HK$113,172/mo (50% DSR)
Upfront cash ≈ HK$8.51M (deposit + AVD stamp duty HK$729,733 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,237
−HK$3,200/mo
▼ 0.25% · 3.875%
HK$60,826
−HK$1,611/mo
Today · 4.125%
HK$62,437
baseline
▲ 0.50% · 4.625%
HK$65,729
+HK$3,292/mo
Deposit HK$7.78M · loan HK$11.68M · min. income ≈ HK$124,874/mo (50% DSR)
Upfront cash ≈ HK$8.51M (deposit + AVD stamp duty HK$729,733 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,122
−HK$3,895/mo
▼ 0.25% · 3.875%
HK$64,054
−HK$1,963/mo
Today · 4.125%
HK$66,017
baseline
▲ 0.50% · 4.625%
HK$70,034
+HK$4,017/mo
Deposit HK$5.84M · loan HK$13.62M · min. income ≈ HK$132,034/mo (50% DSR)
Upfront cash ≈ HK$6.57M (deposit + AVD stamp duty HK$729,733 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,110
−HK$3,734/mo
▼ 0.25% · 3.875%
HK$70,963
−HK$1,881/mo
Today · 4.125%
HK$72,844
baseline
▲ 0.50% · 4.625%
HK$76,683
+HK$3,839/mo
Deposit HK$5.84M · loan HK$13.62M · min. income ≈ HK$145,688/mo (50% DSR)
Upfront cash ≈ HK$6.57M (deposit + AVD stamp duty HK$729,733 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,871
−HK$5,009/mo
▼ 0.25% · 3.875%
HK$82,355
−HK$2,525/mo
Today · 4.125%
HK$84,880
baseline
▲ 0.50% · 4.625%
HK$90,044
+HK$5,164/mo
Deposit HK$1.95M · loan HK$17.51M · min. income ≈ HK$169,760/mo (50% DSR)
Upfront cash ≈ HK$2.68M (deposit + AVD stamp duty HK$729,733 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,856
−HK$4,800/mo
▼ 0.25% · 3.875%
HK$91,239
−HK$2,417/mo
Today · 4.125%
HK$93,656
baseline
▲ 0.50% · 4.625%
HK$98,593
+HK$4,937/mo
Deposit HK$1.95M · loan HK$17.51M · min. income ≈ HK$187,312/mo (50% DSR)
Upfront cash ≈ HK$2.68M (deposit + AVD stamp duty HK$729,733 · Scale 2, in force from 26 Feb 2026)