LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,376
−HK$2,782/mo
▼ 0.25% · 3.875%
HK$45,756
−HK$1,402/mo
Today · 4.125%
HK$47,158
baseline
▲ 0.50% · 4.625%
HK$50,028
+HK$2,870/mo
Deposit HK$9.73M · loan HK$9.73M · min. income ≈ HK$94,316/mo (50% DSR)
Upfront cash ≈ HK$10.46M (deposit + AVD stamp duty HK$729,781 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,367
−HK$2,668/mo
▼ 0.25% · 3.875%
HK$50,691
−HK$1,344/mo
Today · 4.125%
HK$52,035
baseline
▲ 0.50% · 4.625%
HK$54,777
+HK$2,742/mo
Deposit HK$9.73M · loan HK$9.73M · min. income ≈ HK$104,070/mo (50% DSR)
Upfront cash ≈ HK$10.46M (deposit + AVD stamp duty HK$729,781 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,251
−HK$3,339/mo
▼ 0.25% · 3.875%
HK$54,907
−HK$1,683/mo
Today · 4.125%
HK$56,590
baseline
▲ 0.50% · 4.625%
HK$60,033
+HK$3,443/mo
Deposit HK$7.78M · loan HK$11.68M · min. income ≈ HK$113,180/mo (50% DSR)
Upfront cash ≈ HK$8.51M (deposit + AVD stamp duty HK$729,781 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,241
−HK$3,201/mo
▼ 0.25% · 3.875%
HK$60,830
−HK$1,612/mo
Today · 4.125%
HK$62,442
baseline
▲ 0.50% · 4.625%
HK$65,733
+HK$3,291/mo
Deposit HK$7.78M · loan HK$11.68M · min. income ≈ HK$124,884/mo (50% DSR)
Upfront cash ≈ HK$8.51M (deposit + AVD stamp duty HK$729,781 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,126
−HK$3,896/mo
▼ 0.25% · 3.875%
HK$64,058
−HK$1,964/mo
Today · 4.125%
HK$66,022
baseline
▲ 0.50% · 4.625%
HK$70,039
+HK$4,017/mo
Deposit HK$5.84M · loan HK$13.62M · min. income ≈ HK$132,044/mo (50% DSR)
Upfront cash ≈ HK$6.57M (deposit + AVD stamp duty HK$729,781 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,114
−HK$3,734/mo
▼ 0.25% · 3.875%
HK$70,968
−HK$1,880/mo
Today · 4.125%
HK$72,848
baseline
▲ 0.50% · 4.625%
HK$76,688
+HK$3,840/mo
Deposit HK$5.84M · loan HK$13.62M · min. income ≈ HK$145,696/mo (50% DSR)
Upfront cash ≈ HK$6.57M (deposit + AVD stamp duty HK$729,781 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,876
−HK$5,009/mo
▼ 0.25% · 3.875%
HK$82,361
−HK$2,524/mo
Today · 4.125%
HK$84,885
baseline
▲ 0.50% · 4.625%
HK$90,050
+HK$5,165/mo
Deposit HK$1.95M · loan HK$17.51M · min. income ≈ HK$169,770/mo (50% DSR)
Upfront cash ≈ HK$2.68M (deposit + AVD stamp duty HK$729,781 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,861
−HK$4,801/mo
▼ 0.25% · 3.875%
HK$91,245
−HK$2,417/mo
Today · 4.125%
HK$93,662
baseline
▲ 0.50% · 4.625%
HK$98,599
+HK$4,937/mo
Deposit HK$1.95M · loan HK$17.51M · min. income ≈ HK$187,324/mo (50% DSR)
Upfront cash ≈ HK$2.68M (deposit + AVD stamp duty HK$729,781 · Scale 2, in force from 26 Feb 2026)