LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,377
−HK$2,783/mo
▼ 0.25% · 3.875%
HK$45,758
−HK$1,402/mo
Today · 4.125%
HK$47,160
baseline
▲ 0.50% · 4.625%
HK$50,030
+HK$2,870/mo
Deposit HK$9.73M · loan HK$9.73M · min. income ≈ HK$94,320/mo (50% DSR)
Upfront cash ≈ HK$10.46M (deposit + AVD stamp duty HK$729,806 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,369
−HK$2,667/mo
▼ 0.25% · 3.875%
HK$50,693
−HK$1,343/mo
Today · 4.125%
HK$52,036
baseline
▲ 0.50% · 4.625%
HK$54,779
+HK$2,743/mo
Deposit HK$9.73M · loan HK$9.73M · min. income ≈ HK$104,072/mo (50% DSR)
Upfront cash ≈ HK$10.46M (deposit + AVD stamp duty HK$729,806 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,253
−HK$3,339/mo
▼ 0.25% · 3.875%
HK$54,909
−HK$1,683/mo
Today · 4.125%
HK$56,592
baseline
▲ 0.50% · 4.625%
HK$60,036
+HK$3,444/mo
Deposit HK$7.78M · loan HK$11.68M · min. income ≈ HK$113,184/mo (50% DSR)
Upfront cash ≈ HK$8.51M (deposit + AVD stamp duty HK$729,806 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,243
−HK$3,201/mo
▼ 0.25% · 3.875%
HK$60,832
−HK$1,612/mo
Today · 4.125%
HK$62,444
baseline
▲ 0.50% · 4.625%
HK$65,735
+HK$3,291/mo
Deposit HK$7.78M · loan HK$11.68M · min. income ≈ HK$124,888/mo (50% DSR)
Upfront cash ≈ HK$8.51M (deposit + AVD stamp duty HK$729,806 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,128
−HK$3,896/mo
▼ 0.25% · 3.875%
HK$64,061
−HK$1,963/mo
Today · 4.125%
HK$66,024
baseline
▲ 0.50% · 4.625%
HK$70,041
+HK$4,017/mo
Deposit HK$5.84M · loan HK$13.62M · min. income ≈ HK$132,048/mo (50% DSR)
Upfront cash ≈ HK$6.57M (deposit + AVD stamp duty HK$729,806 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,117
−HK$3,734/mo
▼ 0.25% · 3.875%
HK$70,971
−HK$1,880/mo
Today · 4.125%
HK$72,851
baseline
▲ 0.50% · 4.625%
HK$76,691
+HK$3,840/mo
Deposit HK$5.84M · loan HK$13.62M · min. income ≈ HK$145,702/mo (50% DSR)
Upfront cash ≈ HK$6.57M (deposit + AVD stamp duty HK$729,806 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,879
−HK$5,009/mo
▼ 0.25% · 3.875%
HK$82,364
−HK$2,524/mo
Today · 4.125%
HK$84,888
baseline
▲ 0.50% · 4.625%
HK$90,053
+HK$5,165/mo
Deposit HK$1.95M · loan HK$17.52M · min. income ≈ HK$169,776/mo (50% DSR)
Upfront cash ≈ HK$2.68M (deposit + AVD stamp duty HK$729,806 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,864
−HK$4,802/mo
▼ 0.25% · 3.875%
HK$91,248
−HK$2,418/mo
Today · 4.125%
HK$93,666
baseline
▲ 0.50% · 4.625%
HK$98,603
+HK$4,937/mo
Deposit HK$1.95M · loan HK$17.52M · min. income ≈ HK$187,332/mo (50% DSR)
Upfront cash ≈ HK$2.68M (deposit + AVD stamp duty HK$729,806 · Scale 2, in force from 26 Feb 2026)