LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,378
−HK$2,783/mo
▼ 0.25% · 3.875%
HK$45,759
−HK$1,402/mo
Today · 4.125%
HK$47,161
baseline
▲ 0.50% · 4.625%
HK$50,031
+HK$2,870/mo
Deposit HK$9.73M · loan HK$9.73M · min. income ≈ HK$94,322/mo (50% DSR)
Upfront cash ≈ HK$10.46M (deposit + AVD stamp duty HK$729,821 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,370
−HK$2,668/mo
▼ 0.25% · 3.875%
HK$50,694
−HK$1,344/mo
Today · 4.125%
HK$52,038
baseline
▲ 0.50% · 4.625%
HK$54,780
+HK$2,742/mo
Deposit HK$9.73M · loan HK$9.73M · min. income ≈ HK$104,076/mo (50% DSR)
Upfront cash ≈ HK$10.46M (deposit + AVD stamp duty HK$729,821 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,254
−HK$3,339/mo
▼ 0.25% · 3.875%
HK$54,910
−HK$1,683/mo
Today · 4.125%
HK$56,593
baseline
▲ 0.50% · 4.625%
HK$60,037
+HK$3,444/mo
Deposit HK$7.78M · loan HK$11.68M · min. income ≈ HK$113,186/mo (50% DSR)
Upfront cash ≈ HK$8.51M (deposit + AVD stamp duty HK$729,821 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,244
−HK$3,201/mo
▼ 0.25% · 3.875%
HK$60,833
−HK$1,612/mo
Today · 4.125%
HK$62,445
baseline
▲ 0.50% · 4.625%
HK$65,737
+HK$3,292/mo
Deposit HK$7.78M · loan HK$11.68M · min. income ≈ HK$124,890/mo (50% DSR)
Upfront cash ≈ HK$8.51M (deposit + AVD stamp duty HK$729,821 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,129
−HK$3,896/mo
▼ 0.25% · 3.875%
HK$64,062
−HK$1,963/mo
Today · 4.125%
HK$66,025
baseline
▲ 0.50% · 4.625%
HK$70,043
+HK$4,018/mo
Deposit HK$5.84M · loan HK$13.62M · min. income ≈ HK$132,050/mo (50% DSR)
Upfront cash ≈ HK$6.57M (deposit + AVD stamp duty HK$729,821 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,118
−HK$3,735/mo
▼ 0.25% · 3.875%
HK$70,972
−HK$1,881/mo
Today · 4.125%
HK$72,853
baseline
▲ 0.50% · 4.625%
HK$76,693
+HK$3,840/mo
Deposit HK$5.84M · loan HK$13.62M · min. income ≈ HK$145,706/mo (50% DSR)
Upfront cash ≈ HK$6.57M (deposit + AVD stamp duty HK$729,821 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,881
−HK$5,009/mo
▼ 0.25% · 3.875%
HK$82,365
−HK$2,525/mo
Today · 4.125%
HK$84,890
baseline
▲ 0.50% · 4.625%
HK$90,055
+HK$5,165/mo
Deposit HK$1.95M · loan HK$17.52M · min. income ≈ HK$169,780/mo (50% DSR)
Upfront cash ≈ HK$2.68M (deposit + AVD stamp duty HK$729,821 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,866
−HK$4,802/mo
▼ 0.25% · 3.875%
HK$91,250
−HK$2,418/mo
Today · 4.125%
HK$93,668
baseline
▲ 0.50% · 4.625%
HK$98,605
+HK$4,937/mo
Deposit HK$1.95M · loan HK$17.52M · min. income ≈ HK$187,336/mo (50% DSR)
Upfront cash ≈ HK$2.68M (deposit + AVD stamp duty HK$729,821 · Scale 2, in force from 26 Feb 2026)