LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,378
−HK$2,783/mo
▼ 0.25% · 3.875%
HK$45,759
−HK$1,402/mo
Today · 4.125%
HK$47,161
baseline
▲ 0.50% · 4.625%
HK$50,031
+HK$2,870/mo
Deposit HK$9.73M · loan HK$9.73M · min. income ≈ HK$94,322/mo (50% DSR)
Upfront cash ≈ HK$10.46M (deposit + AVD stamp duty HK$729,825 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,370
−HK$2,668/mo
▼ 0.25% · 3.875%
HK$50,695
−HK$1,343/mo
Today · 4.125%
HK$52,038
baseline
▲ 0.50% · 4.625%
HK$54,781
+HK$2,743/mo
Deposit HK$9.73M · loan HK$9.73M · min. income ≈ HK$104,076/mo (50% DSR)
Upfront cash ≈ HK$10.46M (deposit + AVD stamp duty HK$729,825 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,254
−HK$3,339/mo
▼ 0.25% · 3.875%
HK$54,910
−HK$1,683/mo
Today · 4.125%
HK$56,593
baseline
▲ 0.50% · 4.625%
HK$60,037
+HK$3,444/mo
Deposit HK$7.78M · loan HK$11.68M · min. income ≈ HK$113,186/mo (50% DSR)
Upfront cash ≈ HK$8.51M (deposit + AVD stamp duty HK$729,825 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,245
−HK$3,200/mo
▼ 0.25% · 3.875%
HK$60,833
−HK$1,612/mo
Today · 4.125%
HK$62,445
baseline
▲ 0.50% · 4.625%
HK$65,737
+HK$3,292/mo
Deposit HK$7.78M · loan HK$11.68M · min. income ≈ HK$124,890/mo (50% DSR)
Upfront cash ≈ HK$8.51M (deposit + AVD stamp duty HK$729,825 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,130
−HK$3,896/mo
▼ 0.25% · 3.875%
HK$64,062
−HK$1,964/mo
Today · 4.125%
HK$66,026
baseline
▲ 0.50% · 4.625%
HK$70,043
+HK$4,017/mo
Deposit HK$5.84M · loan HK$13.62M · min. income ≈ HK$132,052/mo (50% DSR)
Upfront cash ≈ HK$6.57M (deposit + AVD stamp duty HK$729,825 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,119
−HK$3,734/mo
▼ 0.25% · 3.875%
HK$70,972
−HK$1,881/mo
Today · 4.125%
HK$72,853
baseline
▲ 0.50% · 4.625%
HK$76,693
+HK$3,840/mo
Deposit HK$5.84M · loan HK$13.62M · min. income ≈ HK$145,706/mo (50% DSR)
Upfront cash ≈ HK$6.57M (deposit + AVD stamp duty HK$729,825 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,881
−HK$5,009/mo
▼ 0.25% · 3.875%
HK$82,366
−HK$2,524/mo
Today · 4.125%
HK$84,890
baseline
▲ 0.50% · 4.625%
HK$90,056
+HK$5,166/mo
Deposit HK$1.95M · loan HK$17.52M · min. income ≈ HK$169,780/mo (50% DSR)
Upfront cash ≈ HK$2.68M (deposit + AVD stamp duty HK$729,825 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,867
−HK$4,801/mo
▼ 0.25% · 3.875%
HK$91,250
−HK$2,418/mo
Today · 4.125%
HK$93,668
baseline
▲ 0.50% · 4.625%
HK$98,605
+HK$4,937/mo
Deposit HK$1.95M · loan HK$17.52M · min. income ≈ HK$187,336/mo (50% DSR)
Upfront cash ≈ HK$2.68M (deposit + AVD stamp duty HK$729,825 · Scale 2, in force from 26 Feb 2026)