LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,380
−HK$2,783/mo
▼ 0.25% · 3.875%
HK$45,760
−HK$1,403/mo
Today · 4.125%
HK$47,163
baseline
▲ 0.50% · 4.625%
HK$50,033
+HK$2,870/mo
Deposit HK$9.73M · loan HK$9.73M · min. income ≈ HK$94,326/mo (50% DSR)
Upfront cash ≈ HK$10.46M (deposit + AVD stamp duty HK$729,851 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,372
−HK$2,668/mo
▼ 0.25% · 3.875%
HK$50,696
−HK$1,344/mo
Today · 4.125%
HK$52,040
baseline
▲ 0.50% · 4.625%
HK$54,783
+HK$2,743/mo
Deposit HK$9.73M · loan HK$9.73M · min. income ≈ HK$104,080/mo (50% DSR)
Upfront cash ≈ HK$10.46M (deposit + AVD stamp duty HK$729,851 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,256
−HK$3,340/mo
▼ 0.25% · 3.875%
HK$54,912
−HK$1,684/mo
Today · 4.125%
HK$56,596
baseline
▲ 0.50% · 4.625%
HK$60,039
+HK$3,443/mo
Deposit HK$7.79M · loan HK$11.68M · min. income ≈ HK$113,192/mo (50% DSR)
Upfront cash ≈ HK$8.51M (deposit + AVD stamp duty HK$729,851 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,247
−HK$3,201/mo
▼ 0.25% · 3.875%
HK$60,836
−HK$1,612/mo
Today · 4.125%
HK$62,448
baseline
▲ 0.50% · 4.625%
HK$65,739
+HK$3,291/mo
Deposit HK$7.79M · loan HK$11.68M · min. income ≈ HK$124,896/mo (50% DSR)
Upfront cash ≈ HK$8.51M (deposit + AVD stamp duty HK$729,851 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,132
−HK$3,896/mo
▼ 0.25% · 3.875%
HK$64,065
−HK$1,963/mo
Today · 4.125%
HK$66,028
baseline
▲ 0.50% · 4.625%
HK$70,046
+HK$4,018/mo
Deposit HK$5.84M · loan HK$13.62M · min. income ≈ HK$132,056/mo (50% DSR)
Upfront cash ≈ HK$6.57M (deposit + AVD stamp duty HK$729,851 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,121
−HK$3,735/mo
▼ 0.25% · 3.875%
HK$70,975
−HK$1,881/mo
Today · 4.125%
HK$72,856
baseline
▲ 0.50% · 4.625%
HK$76,696
+HK$3,840/mo
Deposit HK$5.84M · loan HK$13.62M · min. income ≈ HK$145,712/mo (50% DSR)
Upfront cash ≈ HK$6.57M (deposit + AVD stamp duty HK$729,851 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,884
−HK$5,009/mo
▼ 0.25% · 3.875%
HK$82,369
−HK$2,524/mo
Today · 4.125%
HK$84,893
baseline
▲ 0.50% · 4.625%
HK$90,059
+HK$5,166/mo
Deposit HK$1.95M · loan HK$17.52M · min. income ≈ HK$169,786/mo (50% DSR)
Upfront cash ≈ HK$2.68M (deposit + AVD stamp duty HK$729,851 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,870
−HK$4,801/mo
▼ 0.25% · 3.875%
HK$91,253
−HK$2,418/mo
Today · 4.125%
HK$93,671
baseline
▲ 0.50% · 4.625%
HK$98,609
+HK$4,938/mo
Deposit HK$1.95M · loan HK$17.52M · min. income ≈ HK$187,342/mo (50% DSR)
Upfront cash ≈ HK$2.68M (deposit + AVD stamp duty HK$729,851 · Scale 2, in force from 26 Feb 2026)