LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,381
−HK$2,783/mo
▼ 0.25% · 3.875%
HK$45,761
−HK$1,403/mo
Today · 4.125%
HK$47,164
baseline
▲ 0.50% · 4.625%
HK$50,033
+HK$2,869/mo
Deposit HK$9.73M · loan HK$9.73M · min. income ≈ HK$94,328/mo (50% DSR)
Upfront cash ≈ HK$10.46M (deposit + AVD stamp duty HK$729,863 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,373
−HK$2,667/mo
▼ 0.25% · 3.875%
HK$50,697
−HK$1,343/mo
Today · 4.125%
HK$52,040
baseline
▲ 0.50% · 4.625%
HK$54,784
+HK$2,744/mo
Deposit HK$9.73M · loan HK$9.73M · min. income ≈ HK$104,080/mo (50% DSR)
Upfront cash ≈ HK$10.46M (deposit + AVD stamp duty HK$729,863 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,257
−HK$3,339/mo
▼ 0.25% · 3.875%
HK$54,913
−HK$1,683/mo
Today · 4.125%
HK$56,596
baseline
▲ 0.50% · 4.625%
HK$60,040
+HK$3,444/mo
Deposit HK$7.79M · loan HK$11.68M · min. income ≈ HK$113,192/mo (50% DSR)
Upfront cash ≈ HK$8.52M (deposit + AVD stamp duty HK$729,863 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,248
−HK$3,201/mo
▼ 0.25% · 3.875%
HK$60,837
−HK$1,612/mo
Today · 4.125%
HK$62,449
baseline
▲ 0.50% · 4.625%
HK$65,740
+HK$3,291/mo
Deposit HK$7.79M · loan HK$11.68M · min. income ≈ HK$124,898/mo (50% DSR)
Upfront cash ≈ HK$8.52M (deposit + AVD stamp duty HK$729,863 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,133
−HK$3,896/mo
▼ 0.25% · 3.875%
HK$64,066
−HK$1,963/mo
Today · 4.125%
HK$66,029
baseline
▲ 0.50% · 4.625%
HK$70,047
+HK$4,018/mo
Deposit HK$5.84M · loan HK$13.62M · min. income ≈ HK$132,058/mo (50% DSR)
Upfront cash ≈ HK$6.57M (deposit + AVD stamp duty HK$729,863 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,122
−HK$3,735/mo
▼ 0.25% · 3.875%
HK$70,976
−HK$1,881/mo
Today · 4.125%
HK$72,857
baseline
▲ 0.50% · 4.625%
HK$76,697
+HK$3,840/mo
Deposit HK$5.84M · loan HK$13.62M · min. income ≈ HK$145,714/mo (50% DSR)
Upfront cash ≈ HK$6.57M (deposit + AVD stamp duty HK$729,863 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,885
−HK$5,010/mo
▼ 0.25% · 3.875%
HK$82,370
−HK$2,525/mo
Today · 4.125%
HK$84,895
baseline
▲ 0.50% · 4.625%
HK$90,060
+HK$5,165/mo
Deposit HK$1.95M · loan HK$17.52M · min. income ≈ HK$169,790/mo (50% DSR)
Upfront cash ≈ HK$2.68M (deposit + AVD stamp duty HK$729,863 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,871
−HK$4,802/mo
▼ 0.25% · 3.875%
HK$91,255
−HK$2,418/mo
Today · 4.125%
HK$93,673
baseline
▲ 0.50% · 4.625%
HK$98,611
+HK$4,938/mo
Deposit HK$1.95M · loan HK$17.52M · min. income ≈ HK$187,346/mo (50% DSR)
Upfront cash ≈ HK$2.68M (deposit + AVD stamp duty HK$729,863 · Scale 2, in force from 26 Feb 2026)