LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,384
−HK$2,783/mo
▼ 0.25% · 3.875%
HK$45,765
−HK$1,402/mo
Today · 4.125%
HK$47,167
baseline
▲ 0.50% · 4.625%
HK$50,037
+HK$2,870/mo
Deposit HK$9.73M · loan HK$9.73M · min. income ≈ HK$94,334/mo (50% DSR)
Upfront cash ≈ HK$10.46M (deposit + AVD stamp duty HK$729,918 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,377
−HK$2,667/mo
▼ 0.25% · 3.875%
HK$50,701
−HK$1,343/mo
Today · 4.125%
HK$52,044
baseline
▲ 0.50% · 4.625%
HK$54,788
+HK$2,744/mo
Deposit HK$9.73M · loan HK$9.73M · min. income ≈ HK$104,088/mo (50% DSR)
Upfront cash ≈ HK$10.46M (deposit + AVD stamp duty HK$729,918 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,261
−HK$3,340/mo
▼ 0.25% · 3.875%
HK$54,918
−HK$1,683/mo
Today · 4.125%
HK$56,601
baseline
▲ 0.50% · 4.625%
HK$60,045
+HK$3,444/mo
Deposit HK$7.79M · loan HK$11.68M · min. income ≈ HK$113,202/mo (50% DSR)
Upfront cash ≈ HK$8.52M (deposit + AVD stamp duty HK$729,918 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,252
−HK$3,201/mo
▼ 0.25% · 3.875%
HK$60,841
−HK$1,612/mo
Today · 4.125%
HK$62,453
baseline
▲ 0.50% · 4.625%
HK$65,745
+HK$3,292/mo
Deposit HK$7.79M · loan HK$11.68M · min. income ≈ HK$124,906/mo (50% DSR)
Upfront cash ≈ HK$8.52M (deposit + AVD stamp duty HK$729,918 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,138
−HK$3,896/mo
▼ 0.25% · 3.875%
HK$64,070
−HK$1,964/mo
Today · 4.125%
HK$66,034
baseline
▲ 0.50% · 4.625%
HK$70,052
+HK$4,018/mo
Deposit HK$5.84M · loan HK$13.63M · min. income ≈ HK$132,068/mo (50% DSR)
Upfront cash ≈ HK$6.57M (deposit + AVD stamp duty HK$729,918 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,127
−HK$3,735/mo
▼ 0.25% · 3.875%
HK$70,981
−HK$1,881/mo
Today · 4.125%
HK$72,862
baseline
▲ 0.50% · 4.625%
HK$76,703
+HK$3,841/mo
Deposit HK$5.84M · loan HK$13.63M · min. income ≈ HK$145,724/mo (50% DSR)
Upfront cash ≈ HK$6.57M (deposit + AVD stamp duty HK$729,918 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,891
−HK$5,010/mo
▼ 0.25% · 3.875%
HK$82,376
−HK$2,525/mo
Today · 4.125%
HK$84,901
baseline
▲ 0.50% · 4.625%
HK$90,067
+HK$5,166/mo
Deposit HK$1.95M · loan HK$17.52M · min. income ≈ HK$169,802/mo (50% DSR)
Upfront cash ≈ HK$2.68M (deposit + AVD stamp duty HK$729,918 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,878
−HK$4,802/mo
▼ 0.25% · 3.875%
HK$91,262
−HK$2,418/mo
Today · 4.125%
HK$93,680
baseline
▲ 0.50% · 4.625%
HK$98,618
+HK$4,938/mo
Deposit HK$1.95M · loan HK$17.52M · min. income ≈ HK$187,360/mo (50% DSR)
Upfront cash ≈ HK$2.68M (deposit + AVD stamp duty HK$729,918 · Scale 2, in force from 26 Feb 2026)