LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,385
−HK$2,783/mo
▼ 0.25% · 3.875%
HK$45,765
−HK$1,403/mo
Today · 4.125%
HK$47,168
baseline
▲ 0.50% · 4.625%
HK$50,038
+HK$2,870/mo
Deposit HK$9.73M · loan HK$9.73M · min. income ≈ HK$94,336/mo (50% DSR)
Upfront cash ≈ HK$10.46M (deposit + AVD stamp duty HK$729,932 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,378
−HK$2,667/mo
▼ 0.25% · 3.875%
HK$50,702
−HK$1,343/mo
Today · 4.125%
HK$52,045
baseline
▲ 0.50% · 4.625%
HK$54,789
+HK$2,744/mo
Deposit HK$9.73M · loan HK$9.73M · min. income ≈ HK$104,090/mo (50% DSR)
Upfront cash ≈ HK$10.46M (deposit + AVD stamp duty HK$729,932 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,262
−HK$3,340/mo
▼ 0.25% · 3.875%
HK$54,919
−HK$1,683/mo
Today · 4.125%
HK$56,602
baseline
▲ 0.50% · 4.625%
HK$60,046
+HK$3,444/mo
Deposit HK$7.79M · loan HK$11.68M · min. income ≈ HK$113,204/mo (50% DSR)
Upfront cash ≈ HK$8.52M (deposit + AVD stamp duty HK$729,932 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,253
−HK$3,201/mo
▼ 0.25% · 3.875%
HK$60,842
−HK$1,612/mo
Today · 4.125%
HK$62,454
baseline
▲ 0.50% · 4.625%
HK$65,747
+HK$3,293/mo
Deposit HK$7.79M · loan HK$11.68M · min. income ≈ HK$124,908/mo (50% DSR)
Upfront cash ≈ HK$8.52M (deposit + AVD stamp duty HK$729,932 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,139
−HK$3,896/mo
▼ 0.25% · 3.875%
HK$64,072
−HK$1,963/mo
Today · 4.125%
HK$66,035
baseline
▲ 0.50% · 4.625%
HK$70,053
+HK$4,018/mo
Deposit HK$5.84M · loan HK$13.63M · min. income ≈ HK$132,070/mo (50% DSR)
Upfront cash ≈ HK$6.57M (deposit + AVD stamp duty HK$729,932 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,129
−HK$3,735/mo
▼ 0.25% · 3.875%
HK$70,983
−HK$1,881/mo
Today · 4.125%
HK$72,864
baseline
▲ 0.50% · 4.625%
HK$76,704
+HK$3,840/mo
Deposit HK$5.84M · loan HK$13.63M · min. income ≈ HK$145,728/mo (50% DSR)
Upfront cash ≈ HK$6.57M (deposit + AVD stamp duty HK$729,932 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,893
−HK$5,010/mo
▼ 0.25% · 3.875%
HK$82,378
−HK$2,525/mo
Today · 4.125%
HK$84,903
baseline
▲ 0.50% · 4.625%
HK$90,069
+HK$5,166/mo
Deposit HK$1.95M · loan HK$17.52M · min. income ≈ HK$169,806/mo (50% DSR)
Upfront cash ≈ HK$2.68M (deposit + AVD stamp duty HK$729,932 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,880
−HK$4,802/mo
▼ 0.25% · 3.875%
HK$91,263
−HK$2,419/mo
Today · 4.125%
HK$93,682
baseline
▲ 0.50% · 4.625%
HK$98,620
+HK$4,938/mo
Deposit HK$1.95M · loan HK$17.52M · min. income ≈ HK$187,364/mo (50% DSR)
Upfront cash ≈ HK$2.68M (deposit + AVD stamp duty HK$729,932 · Scale 2, in force from 26 Feb 2026)