LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,385
−HK$2,783/mo
▼ 0.25% · 3.875%
HK$45,766
−HK$1,402/mo
Today · 4.125%
HK$47,168
baseline
▲ 0.50% · 4.625%
HK$50,038
+HK$2,870/mo
Deposit HK$9.73M · loan HK$9.73M · min. income ≈ HK$94,336/mo (50% DSR)
Upfront cash ≈ HK$10.46M (deposit + AVD stamp duty HK$729,935 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,378
−HK$2,668/mo
▼ 0.25% · 3.875%
HK$50,702
−HK$1,344/mo
Today · 4.125%
HK$52,046
baseline
▲ 0.50% · 4.625%
HK$54,789
+HK$2,743/mo
Deposit HK$9.73M · loan HK$9.73M · min. income ≈ HK$104,092/mo (50% DSR)
Upfront cash ≈ HK$10.46M (deposit + AVD stamp duty HK$729,935 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,262
−HK$3,340/mo
▼ 0.25% · 3.875%
HK$54,919
−HK$1,683/mo
Today · 4.125%
HK$56,602
baseline
▲ 0.50% · 4.625%
HK$60,046
+HK$3,444/mo
Deposit HK$7.79M · loan HK$11.68M · min. income ≈ HK$113,204/mo (50% DSR)
Upfront cash ≈ HK$8.52M (deposit + AVD stamp duty HK$729,935 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,253
−HK$3,202/mo
▼ 0.25% · 3.875%
HK$60,843
−HK$1,612/mo
Today · 4.125%
HK$62,455
baseline
▲ 0.50% · 4.625%
HK$65,747
+HK$3,292/mo
Deposit HK$7.79M · loan HK$11.68M · min. income ≈ HK$124,910/mo (50% DSR)
Upfront cash ≈ HK$8.52M (deposit + AVD stamp duty HK$729,935 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,139
−HK$3,897/mo
▼ 0.25% · 3.875%
HK$64,072
−HK$1,964/mo
Today · 4.125%
HK$66,036
baseline
▲ 0.50% · 4.625%
HK$70,054
+HK$4,018/mo
Deposit HK$5.84M · loan HK$13.63M · min. income ≈ HK$132,072/mo (50% DSR)
Upfront cash ≈ HK$6.57M (deposit + AVD stamp duty HK$729,935 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,129
−HK$3,735/mo
▼ 0.25% · 3.875%
HK$70,983
−HK$1,881/mo
Today · 4.125%
HK$72,864
baseline
▲ 0.50% · 4.625%
HK$76,705
+HK$3,841/mo
Deposit HK$5.84M · loan HK$13.63M · min. income ≈ HK$145,728/mo (50% DSR)
Upfront cash ≈ HK$6.57M (deposit + AVD stamp duty HK$729,935 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,893
−HK$5,010/mo
▼ 0.25% · 3.875%
HK$82,378
−HK$2,525/mo
Today · 4.125%
HK$84,903
baseline
▲ 0.50% · 4.625%
HK$90,069
+HK$5,166/mo
Deposit HK$1.95M · loan HK$17.52M · min. income ≈ HK$169,806/mo (50% DSR)
Upfront cash ≈ HK$2.68M (deposit + AVD stamp duty HK$729,935 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,880
−HK$4,802/mo
▼ 0.25% · 3.875%
HK$91,264
−HK$2,418/mo
Today · 4.125%
HK$93,682
baseline
▲ 0.50% · 4.625%
HK$98,620
+HK$4,938/mo
Deposit HK$1.95M · loan HK$17.52M · min. income ≈ HK$187,364/mo (50% DSR)
Upfront cash ≈ HK$2.68M (deposit + AVD stamp duty HK$729,935 · Scale 2, in force from 26 Feb 2026)