LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,386
−HK$2,783/mo
▼ 0.25% · 3.875%
HK$45,767
−HK$1,402/mo
Today · 4.125%
HK$47,169
baseline
▲ 0.50% · 4.625%
HK$50,039
+HK$2,870/mo
Deposit HK$9.73M · loan HK$9.73M · min. income ≈ HK$94,338/mo (50% DSR)
Upfront cash ≈ HK$10.46M (deposit + AVD stamp duty HK$729,950 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,379
−HK$2,668/mo
▼ 0.25% · 3.875%
HK$50,703
−HK$1,344/mo
Today · 4.125%
HK$52,047
baseline
▲ 0.50% · 4.625%
HK$54,790
+HK$2,743/mo
Deposit HK$9.73M · loan HK$9.73M · min. income ≈ HK$104,094/mo (50% DSR)
Upfront cash ≈ HK$10.46M (deposit + AVD stamp duty HK$729,950 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,263
−HK$3,340/mo
▼ 0.25% · 3.875%
HK$54,920
−HK$1,683/mo
Today · 4.125%
HK$56,603
baseline
▲ 0.50% · 4.625%
HK$60,047
+HK$3,444/mo
Deposit HK$7.79M · loan HK$11.68M · min. income ≈ HK$113,206/mo (50% DSR)
Upfront cash ≈ HK$8.52M (deposit + AVD stamp duty HK$729,950 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,255
−HK$3,201/mo
▼ 0.25% · 3.875%
HK$60,844
−HK$1,612/mo
Today · 4.125%
HK$62,456
baseline
▲ 0.50% · 4.625%
HK$65,748
+HK$3,292/mo
Deposit HK$7.79M · loan HK$11.68M · min. income ≈ HK$124,912/mo (50% DSR)
Upfront cash ≈ HK$8.52M (deposit + AVD stamp duty HK$729,950 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,140
−HK$3,897/mo
▼ 0.25% · 3.875%
HK$64,073
−HK$1,964/mo
Today · 4.125%
HK$66,037
baseline
▲ 0.50% · 4.625%
HK$70,055
+HK$4,018/mo
Deposit HK$5.84M · loan HK$13.63M · min. income ≈ HK$132,074/mo (50% DSR)
Upfront cash ≈ HK$6.57M (deposit + AVD stamp duty HK$729,950 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,130
−HK$3,735/mo
▼ 0.25% · 3.875%
HK$70,984
−HK$1,881/mo
Today · 4.125%
HK$72,865
baseline
▲ 0.50% · 4.625%
HK$76,706
+HK$3,841/mo
Deposit HK$5.84M · loan HK$13.63M · min. income ≈ HK$145,730/mo (50% DSR)
Upfront cash ≈ HK$6.57M (deposit + AVD stamp duty HK$729,950 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,895
−HK$5,010/mo
▼ 0.25% · 3.875%
HK$82,380
−HK$2,525/mo
Today · 4.125%
HK$84,905
baseline
▲ 0.50% · 4.625%
HK$90,071
+HK$5,166/mo
Deposit HK$1.95M · loan HK$17.52M · min. income ≈ HK$169,810/mo (50% DSR)
Upfront cash ≈ HK$2.68M (deposit + AVD stamp duty HK$729,950 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,882
−HK$4,802/mo
▼ 0.25% · 3.875%
HK$91,266
−HK$2,418/mo
Today · 4.125%
HK$93,684
baseline
▲ 0.50% · 4.625%
HK$98,622
+HK$4,938/mo
Deposit HK$1.95M · loan HK$17.52M · min. income ≈ HK$187,368/mo (50% DSR)
Upfront cash ≈ HK$2.68M (deposit + AVD stamp duty HK$729,950 · Scale 2, in force from 26 Feb 2026)