LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,387
−HK$2,783/mo
▼ 0.25% · 3.875%
HK$45,767
−HK$1,403/mo
Today · 4.125%
HK$47,170
baseline
▲ 0.50% · 4.625%
HK$50,040
+HK$2,870/mo
Deposit HK$9.73M · loan HK$9.73M · min. income ≈ HK$94,340/mo (50% DSR)
Upfront cash ≈ HK$10.46M (deposit + AVD stamp duty HK$729,963 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,380
−HK$2,668/mo
▼ 0.25% · 3.875%
HK$50,704
−HK$1,344/mo
Today · 4.125%
HK$52,048
baseline
▲ 0.50% · 4.625%
HK$54,791
+HK$2,743/mo
Deposit HK$9.73M · loan HK$9.73M · min. income ≈ HK$104,096/mo (50% DSR)
Upfront cash ≈ HK$10.46M (deposit + AVD stamp duty HK$729,963 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,264
−HK$3,340/mo
▼ 0.25% · 3.875%
HK$54,921
−HK$1,683/mo
Today · 4.125%
HK$56,604
baseline
▲ 0.50% · 4.625%
HK$60,048
+HK$3,444/mo
Deposit HK$7.79M · loan HK$11.68M · min. income ≈ HK$113,208/mo (50% DSR)
Upfront cash ≈ HK$8.52M (deposit + AVD stamp duty HK$729,963 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,256
−HK$3,201/mo
▼ 0.25% · 3.875%
HK$60,845
−HK$1,612/mo
Today · 4.125%
HK$62,457
baseline
▲ 0.50% · 4.625%
HK$65,749
+HK$3,292/mo
Deposit HK$7.79M · loan HK$11.68M · min. income ≈ HK$124,914/mo (50% DSR)
Upfront cash ≈ HK$8.52M (deposit + AVD stamp duty HK$729,963 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,141
−HK$3,897/mo
▼ 0.25% · 3.875%
HK$64,074
−HK$1,964/mo
Today · 4.125%
HK$66,038
baseline
▲ 0.50% · 4.625%
HK$70,056
+HK$4,018/mo
Deposit HK$5.84M · loan HK$13.63M · min. income ≈ HK$132,076/mo (50% DSR)
Upfront cash ≈ HK$6.57M (deposit + AVD stamp duty HK$729,963 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,132
−HK$3,735/mo
▼ 0.25% · 3.875%
HK$70,986
−HK$1,881/mo
Today · 4.125%
HK$72,867
baseline
▲ 0.50% · 4.625%
HK$76,708
+HK$3,841/mo
Deposit HK$5.84M · loan HK$13.63M · min. income ≈ HK$145,734/mo (50% DSR)
Upfront cash ≈ HK$6.57M (deposit + AVD stamp duty HK$729,963 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,896
−HK$5,010/mo
▼ 0.25% · 3.875%
HK$82,381
−HK$2,525/mo
Today · 4.125%
HK$84,906
baseline
▲ 0.50% · 4.625%
HK$90,073
+HK$5,167/mo
Deposit HK$1.95M · loan HK$17.52M · min. income ≈ HK$169,812/mo (50% DSR)
Upfront cash ≈ HK$2.68M (deposit + AVD stamp duty HK$729,963 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,884
−HK$4,802/mo
▼ 0.25% · 3.875%
HK$91,267
−HK$2,419/mo
Today · 4.125%
HK$93,686
baseline
▲ 0.50% · 4.625%
HK$98,624
+HK$4,938/mo
Deposit HK$1.95M · loan HK$17.52M · min. income ≈ HK$187,372/mo (50% DSR)
Upfront cash ≈ HK$2.68M (deposit + AVD stamp duty HK$729,963 · Scale 2, in force from 26 Feb 2026)