LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,388
−HK$2,784/mo
▼ 0.25% · 3.875%
HK$45,769
−HK$1,403/mo
Today · 4.125%
HK$47,172
baseline
▲ 0.50% · 4.625%
HK$50,042
+HK$2,870/mo
Deposit HK$9.73M · loan HK$9.73M · min. income ≈ HK$94,344/mo (50% DSR)
Upfront cash ≈ HK$10.46M (deposit + AVD stamp duty HK$729,989 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,382
−HK$2,667/mo
▼ 0.25% · 3.875%
HK$50,706
−HK$1,343/mo
Today · 4.125%
HK$52,049
baseline
▲ 0.50% · 4.625%
HK$54,793
+HK$2,744/mo
Deposit HK$9.73M · loan HK$9.73M · min. income ≈ HK$104,098/mo (50% DSR)
Upfront cash ≈ HK$10.46M (deposit + AVD stamp duty HK$729,989 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,266
−HK$3,340/mo
▼ 0.25% · 3.875%
HK$54,923
−HK$1,683/mo
Today · 4.125%
HK$56,606
baseline
▲ 0.50% · 4.625%
HK$60,051
+HK$3,445/mo
Deposit HK$7.79M · loan HK$11.68M · min. income ≈ HK$113,212/mo (50% DSR)
Upfront cash ≈ HK$8.52M (deposit + AVD stamp duty HK$729,989 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,258
−HK$3,201/mo
▼ 0.25% · 3.875%
HK$60,847
−HK$1,612/mo
Today · 4.125%
HK$62,459
baseline
▲ 0.50% · 4.625%
HK$65,752
+HK$3,293/mo
Deposit HK$7.79M · loan HK$11.68M · min. income ≈ HK$124,918/mo (50% DSR)
Upfront cash ≈ HK$8.52M (deposit + AVD stamp duty HK$729,989 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,144
−HK$3,897/mo
▼ 0.25% · 3.875%
HK$64,077
−HK$1,964/mo
Today · 4.125%
HK$66,041
baseline
▲ 0.50% · 4.625%
HK$70,059
+HK$4,018/mo
Deposit HK$5.84M · loan HK$13.63M · min. income ≈ HK$132,082/mo (50% DSR)
Upfront cash ≈ HK$6.57M (deposit + AVD stamp duty HK$729,989 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,134
−HK$3,735/mo
▼ 0.25% · 3.875%
HK$70,988
−HK$1,881/mo
Today · 4.125%
HK$72,869
baseline
▲ 0.50% · 4.625%
HK$76,710
+HK$3,841/mo
Deposit HK$5.84M · loan HK$13.63M · min. income ≈ HK$145,738/mo (50% DSR)
Upfront cash ≈ HK$6.57M (deposit + AVD stamp duty HK$729,989 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,899
−HK$5,010/mo
▼ 0.25% · 3.875%
HK$82,384
−HK$2,525/mo
Today · 4.125%
HK$84,909
baseline
▲ 0.50% · 4.625%
HK$90,076
+HK$5,167/mo
Deposit HK$1.95M · loan HK$17.52M · min. income ≈ HK$169,818/mo (50% DSR)
Upfront cash ≈ HK$2.68M (deposit + AVD stamp duty HK$729,989 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,887
−HK$4,802/mo
▼ 0.25% · 3.875%
HK$91,271
−HK$2,418/mo
Today · 4.125%
HK$93,689
baseline
▲ 0.50% · 4.625%
HK$98,627
+HK$4,938/mo
Deposit HK$1.95M · loan HK$17.52M · min. income ≈ HK$187,378/mo (50% DSR)
Upfront cash ≈ HK$2.68M (deposit + AVD stamp duty HK$729,989 · Scale 2, in force from 26 Feb 2026)