LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,390
−HK$2,784/mo
▼ 0.25% · 3.875%
HK$45,771
−HK$1,403/mo
Today · 4.125%
HK$47,174
baseline
▲ 0.50% · 4.625%
HK$50,044
+HK$2,870/mo
Deposit HK$9.73M · loan HK$9.73M · min. income ≈ HK$94,348/mo (50% DSR)
Upfront cash ≈ HK$10.46M (deposit + AVD stamp duty HK$730,020 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,384
−HK$2,668/mo
▼ 0.25% · 3.875%
HK$50,708
−HK$1,344/mo
Today · 4.125%
HK$52,052
baseline
▲ 0.50% · 4.625%
HK$54,795
+HK$2,743/mo
Deposit HK$9.73M · loan HK$9.73M · min. income ≈ HK$104,104/mo (50% DSR)
Upfront cash ≈ HK$10.46M (deposit + AVD stamp duty HK$730,020 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,268
−HK$3,341/mo
▼ 0.25% · 3.875%
HK$54,925
−HK$1,684/mo
Today · 4.125%
HK$56,609
baseline
▲ 0.50% · 4.625%
HK$60,053
+HK$3,444/mo
Deposit HK$7.79M · loan HK$11.68M · min. income ≈ HK$113,218/mo (50% DSR)
Upfront cash ≈ HK$8.52M (deposit + AVD stamp duty HK$730,020 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,260
−HK$3,202/mo
▼ 0.25% · 3.875%
HK$60,850
−HK$1,612/mo
Today · 4.125%
HK$62,462
baseline
▲ 0.50% · 4.625%
HK$65,754
+HK$3,292/mo
Deposit HK$7.79M · loan HK$11.68M · min. income ≈ HK$124,924/mo (50% DSR)
Upfront cash ≈ HK$8.52M (deposit + AVD stamp duty HK$730,020 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,146
−HK$3,897/mo
▼ 0.25% · 3.875%
HK$64,079
−HK$1,964/mo
Today · 4.125%
HK$66,043
baseline
▲ 0.50% · 4.625%
HK$70,062
+HK$4,019/mo
Deposit HK$5.84M · loan HK$13.63M · min. income ≈ HK$132,086/mo (50% DSR)
Upfront cash ≈ HK$6.57M (deposit + AVD stamp duty HK$730,020 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,137
−HK$3,735/mo
▼ 0.25% · 3.875%
HK$70,991
−HK$1,881/mo
Today · 4.125%
HK$72,872
baseline
▲ 0.50% · 4.625%
HK$76,713
+HK$3,841/mo
Deposit HK$5.84M · loan HK$13.63M · min. income ≈ HK$145,744/mo (50% DSR)
Upfront cash ≈ HK$6.57M (deposit + AVD stamp duty HK$730,020 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,902
−HK$5,011/mo
▼ 0.25% · 3.875%
HK$82,388
−HK$2,525/mo
Today · 4.125%
HK$84,913
baseline
▲ 0.50% · 4.625%
HK$90,080
+HK$5,167/mo
Deposit HK$1.95M · loan HK$17.52M · min. income ≈ HK$169,826/mo (50% DSR)
Upfront cash ≈ HK$2.68M (deposit + AVD stamp duty HK$730,020 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,890
−HK$4,803/mo
▼ 0.25% · 3.875%
HK$91,274
−HK$2,419/mo
Today · 4.125%
HK$93,693
baseline
▲ 0.50% · 4.625%
HK$98,632
+HK$4,939/mo
Deposit HK$1.95M · loan HK$17.52M · min. income ≈ HK$187,386/mo (50% DSR)
Upfront cash ≈ HK$2.68M (deposit + AVD stamp duty HK$730,020 · Scale 2, in force from 26 Feb 2026)