LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,391
−HK$2,783/mo
▼ 0.25% · 3.875%
HK$45,771
−HK$1,403/mo
Today · 4.125%
HK$47,174
baseline
▲ 0.50% · 4.625%
HK$50,045
+HK$2,871/mo
Deposit HK$9.73M · loan HK$9.73M · min. income ≈ HK$94,348/mo (50% DSR)
Upfront cash ≈ HK$10.46M (deposit + AVD stamp duty HK$730,027 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,384
−HK$2,668/mo
▼ 0.25% · 3.875%
HK$50,709
−HK$1,343/mo
Today · 4.125%
HK$52,052
baseline
▲ 0.50% · 4.625%
HK$54,796
+HK$2,744/mo
Deposit HK$9.73M · loan HK$9.73M · min. income ≈ HK$104,104/mo (50% DSR)
Upfront cash ≈ HK$10.46M (deposit + AVD stamp duty HK$730,027 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,269
−HK$3,340/mo
▼ 0.25% · 3.875%
HK$54,926
−HK$1,683/mo
Today · 4.125%
HK$56,609
baseline
▲ 0.50% · 4.625%
HK$60,054
+HK$3,445/mo
Deposit HK$7.79M · loan HK$11.68M · min. income ≈ HK$113,218/mo (50% DSR)
Upfront cash ≈ HK$8.52M (deposit + AVD stamp duty HK$730,027 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,261
−HK$3,202/mo
▼ 0.25% · 3.875%
HK$60,850
−HK$1,613/mo
Today · 4.125%
HK$62,463
baseline
▲ 0.50% · 4.625%
HK$65,755
+HK$3,292/mo
Deposit HK$7.79M · loan HK$11.68M · min. income ≈ HK$124,926/mo (50% DSR)
Upfront cash ≈ HK$8.52M (deposit + AVD stamp duty HK$730,027 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,147
−HK$3,897/mo
▼ 0.25% · 3.875%
HK$64,080
−HK$1,964/mo
Today · 4.125%
HK$66,044
baseline
▲ 0.50% · 4.625%
HK$70,063
+HK$4,019/mo
Deposit HK$5.84M · loan HK$13.63M · min. income ≈ HK$132,088/mo (50% DSR)
Upfront cash ≈ HK$6.57M (deposit + AVD stamp duty HK$730,027 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,138
−HK$3,735/mo
▼ 0.25% · 3.875%
HK$70,992
−HK$1,881/mo
Today · 4.125%
HK$72,873
baseline
▲ 0.50% · 4.625%
HK$76,714
+HK$3,841/mo
Deposit HK$5.84M · loan HK$13.63M · min. income ≈ HK$145,746/mo (50% DSR)
Upfront cash ≈ HK$6.57M (deposit + AVD stamp duty HK$730,027 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,903
−HK$5,011/mo
▼ 0.25% · 3.875%
HK$82,389
−HK$2,525/mo
Today · 4.125%
HK$84,914
baseline
▲ 0.50% · 4.625%
HK$90,081
+HK$5,167/mo
Deposit HK$1.95M · loan HK$17.52M · min. income ≈ HK$169,828/mo (50% DSR)
Upfront cash ≈ HK$2.68M (deposit + AVD stamp duty HK$730,027 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,891
−HK$4,803/mo
▼ 0.25% · 3.875%
HK$91,275
−HK$2,419/mo
Today · 4.125%
HK$93,694
baseline
▲ 0.50% · 4.625%
HK$98,633
+HK$4,939/mo
Deposit HK$1.95M · loan HK$17.52M · min. income ≈ HK$187,388/mo (50% DSR)
Upfront cash ≈ HK$2.68M (deposit + AVD stamp duty HK$730,027 · Scale 2, in force from 26 Feb 2026)