LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,391
−HK$2,784/mo
▼ 0.25% · 3.875%
HK$45,772
−HK$1,403/mo
Today · 4.125%
HK$47,175
baseline
▲ 0.50% · 4.625%
HK$50,045
+HK$2,870/mo
Deposit HK$9.73M · loan HK$9.73M · min. income ≈ HK$94,350/mo (50% DSR)
Upfront cash ≈ HK$10.46M (deposit + AVD stamp duty HK$730,035 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,385
−HK$2,668/mo
▼ 0.25% · 3.875%
HK$50,709
−HK$1,344/mo
Today · 4.125%
HK$52,053
baseline
▲ 0.50% · 4.625%
HK$54,796
+HK$2,743/mo
Deposit HK$9.73M · loan HK$9.73M · min. income ≈ HK$104,106/mo (50% DSR)
Upfront cash ≈ HK$10.46M (deposit + AVD stamp duty HK$730,035 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,269
−HK$3,341/mo
▼ 0.25% · 3.875%
HK$54,926
−HK$1,684/mo
Today · 4.125%
HK$56,610
baseline
▲ 0.50% · 4.625%
HK$60,054
+HK$3,444/mo
Deposit HK$7.79M · loan HK$11.68M · min. income ≈ HK$113,220/mo (50% DSR)
Upfront cash ≈ HK$8.52M (deposit + AVD stamp duty HK$730,035 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,262
−HK$3,201/mo
▼ 0.25% · 3.875%
HK$60,851
−HK$1,612/mo
Today · 4.125%
HK$62,463
baseline
▲ 0.50% · 4.625%
HK$65,756
+HK$3,293/mo
Deposit HK$7.79M · loan HK$11.68M · min. income ≈ HK$124,926/mo (50% DSR)
Upfront cash ≈ HK$8.52M (deposit + AVD stamp duty HK$730,035 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,148
−HK$3,897/mo
▼ 0.25% · 3.875%
HK$64,081
−HK$1,964/mo
Today · 4.125%
HK$66,045
baseline
▲ 0.50% · 4.625%
HK$70,063
+HK$4,018/mo
Deposit HK$5.84M · loan HK$13.63M · min. income ≈ HK$132,090/mo (50% DSR)
Upfront cash ≈ HK$6.57M (deposit + AVD stamp duty HK$730,035 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,138
−HK$3,736/mo
▼ 0.25% · 3.875%
HK$70,993
−HK$1,881/mo
Today · 4.125%
HK$72,874
baseline
▲ 0.50% · 4.625%
HK$76,715
+HK$3,841/mo
Deposit HK$5.84M · loan HK$13.63M · min. income ≈ HK$145,748/mo (50% DSR)
Upfront cash ≈ HK$6.57M (deposit + AVD stamp duty HK$730,035 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,904
−HK$5,011/mo
▼ 0.25% · 3.875%
HK$82,389
−HK$2,526/mo
Today · 4.125%
HK$84,915
baseline
▲ 0.50% · 4.625%
HK$90,081
+HK$5,166/mo
Deposit HK$1.95M · loan HK$17.52M · min. income ≈ HK$169,830/mo (50% DSR)
Upfront cash ≈ HK$2.68M (deposit + AVD stamp duty HK$730,035 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,892
−HK$4,803/mo
▼ 0.25% · 3.875%
HK$91,276
−HK$2,419/mo
Today · 4.125%
HK$93,695
baseline
▲ 0.50% · 4.625%
HK$98,634
+HK$4,939/mo
Deposit HK$1.95M · loan HK$17.52M · min. income ≈ HK$187,390/mo (50% DSR)
Upfront cash ≈ HK$2.68M (deposit + AVD stamp duty HK$730,035 · Scale 2, in force from 26 Feb 2026)