LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,393
−HK$2,784/mo
▼ 0.25% · 3.875%
HK$45,774
−HK$1,403/mo
Today · 4.125%
HK$47,177
baseline
▲ 0.50% · 4.625%
HK$50,047
+HK$2,870/mo
Deposit HK$9.73M · loan HK$9.73M · min. income ≈ HK$94,354/mo (50% DSR)
Upfront cash ≈ HK$10.46M (deposit + AVD stamp duty HK$730,065 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,387
−HK$2,668/mo
▼ 0.25% · 3.875%
HK$50,711
−HK$1,344/mo
Today · 4.125%
HK$52,055
baseline
▲ 0.50% · 4.625%
HK$54,799
+HK$2,744/mo
Deposit HK$9.73M · loan HK$9.73M · min. income ≈ HK$104,110/mo (50% DSR)
Upfront cash ≈ HK$10.46M (deposit + AVD stamp duty HK$730,065 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,271
−HK$3,341/mo
▼ 0.25% · 3.875%
HK$54,929
−HK$1,683/mo
Today · 4.125%
HK$56,612
baseline
▲ 0.50% · 4.625%
HK$60,057
+HK$3,445/mo
Deposit HK$7.79M · loan HK$11.68M · min. income ≈ HK$113,224/mo (50% DSR)
Upfront cash ≈ HK$8.52M (deposit + AVD stamp duty HK$730,065 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,264
−HK$3,202/mo
▼ 0.25% · 3.875%
HK$60,853
−HK$1,613/mo
Today · 4.125%
HK$62,466
baseline
▲ 0.50% · 4.625%
HK$65,758
+HK$3,292/mo
Deposit HK$7.79M · loan HK$11.68M · min. income ≈ HK$124,932/mo (50% DSR)
Upfront cash ≈ HK$8.52M (deposit + AVD stamp duty HK$730,065 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,150
−HK$3,897/mo
▼ 0.25% · 3.875%
HK$64,083
−HK$1,964/mo
Today · 4.125%
HK$66,047
baseline
▲ 0.50% · 4.625%
HK$70,066
+HK$4,019/mo
Deposit HK$5.84M · loan HK$13.63M · min. income ≈ HK$132,094/mo (50% DSR)
Upfront cash ≈ HK$6.57M (deposit + AVD stamp duty HK$730,065 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,141
−HK$3,736/mo
▼ 0.25% · 3.875%
HK$70,996
−HK$1,881/mo
Today · 4.125%
HK$72,877
baseline
▲ 0.50% · 4.625%
HK$76,718
+HK$3,841/mo
Deposit HK$5.84M · loan HK$13.63M · min. income ≈ HK$145,754/mo (50% DSR)
Upfront cash ≈ HK$6.57M (deposit + AVD stamp duty HK$730,065 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,907
−HK$5,011/mo
▼ 0.25% · 3.875%
HK$82,393
−HK$2,525/mo
Today · 4.125%
HK$84,918
baseline
▲ 0.50% · 4.625%
HK$90,085
+HK$5,167/mo
Deposit HK$1.95M · loan HK$17.52M · min. income ≈ HK$169,836/mo (50% DSR)
Upfront cash ≈ HK$2.68M (deposit + AVD stamp duty HK$730,065 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,896
−HK$4,803/mo
▼ 0.25% · 3.875%
HK$91,280
−HK$2,419/mo
Today · 4.125%
HK$93,699
baseline
▲ 0.50% · 4.625%
HK$98,638
+HK$4,939/mo
Deposit HK$1.95M · loan HK$17.52M · min. income ≈ HK$187,398/mo (50% DSR)
Upfront cash ≈ HK$2.68M (deposit + AVD stamp duty HK$730,065 · Scale 2, in force from 26 Feb 2026)