LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,394
−HK$2,783/mo
▼ 0.25% · 3.875%
HK$45,775
−HK$1,402/mo
Today · 4.125%
HK$47,177
baseline
▲ 0.50% · 4.625%
HK$50,048
+HK$2,871/mo
Deposit HK$9.73M · loan HK$9.73M · min. income ≈ HK$94,354/mo (50% DSR)
Upfront cash ≈ HK$10.46M (deposit + AVD stamp duty HK$730,077 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,387
−HK$2,669/mo
▼ 0.25% · 3.875%
HK$50,712
−HK$1,344/mo
Today · 4.125%
HK$52,056
baseline
▲ 0.50% · 4.625%
HK$54,800
+HK$2,744/mo
Deposit HK$9.73M · loan HK$9.73M · min. income ≈ HK$104,112/mo (50% DSR)
Upfront cash ≈ HK$10.46M (deposit + AVD stamp duty HK$730,077 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,272
−HK$3,341/mo
▼ 0.25% · 3.875%
HK$54,929
−HK$1,684/mo
Today · 4.125%
HK$56,613
baseline
▲ 0.50% · 4.625%
HK$60,058
+HK$3,445/mo
Deposit HK$7.79M · loan HK$11.68M · min. income ≈ HK$113,226/mo (50% DSR)
Upfront cash ≈ HK$8.52M (deposit + AVD stamp duty HK$730,077 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,265
−HK$3,202/mo
▼ 0.25% · 3.875%
HK$60,854
−HK$1,613/mo
Today · 4.125%
HK$62,467
baseline
▲ 0.50% · 4.625%
HK$65,760
+HK$3,293/mo
Deposit HK$7.79M · loan HK$11.68M · min. income ≈ HK$124,934/mo (50% DSR)
Upfront cash ≈ HK$8.52M (deposit + AVD stamp duty HK$730,077 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,151
−HK$3,897/mo
▼ 0.25% · 3.875%
HK$64,084
−HK$1,964/mo
Today · 4.125%
HK$66,048
baseline
▲ 0.50% · 4.625%
HK$70,067
+HK$4,019/mo
Deposit HK$5.84M · loan HK$13.63M · min. income ≈ HK$132,096/mo (50% DSR)
Upfront cash ≈ HK$6.57M (deposit + AVD stamp duty HK$730,077 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,142
−HK$3,736/mo
▼ 0.25% · 3.875%
HK$70,997
−HK$1,881/mo
Today · 4.125%
HK$72,878
baseline
▲ 0.50% · 4.625%
HK$76,719
+HK$3,841/mo
Deposit HK$5.84M · loan HK$13.63M · min. income ≈ HK$145,756/mo (50% DSR)
Upfront cash ≈ HK$6.57M (deposit + AVD stamp duty HK$730,077 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,909
−HK$5,010/mo
▼ 0.25% · 3.875%
HK$82,394
−HK$2,525/mo
Today · 4.125%
HK$84,919
baseline
▲ 0.50% · 4.625%
HK$90,087
+HK$5,168/mo
Deposit HK$1.95M · loan HK$17.52M · min. income ≈ HK$169,838/mo (50% DSR)
Upfront cash ≈ HK$2.68M (deposit + AVD stamp duty HK$730,077 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,897
−HK$4,803/mo
▼ 0.25% · 3.875%
HK$91,282
−HK$2,418/mo
Today · 4.125%
HK$93,700
baseline
▲ 0.50% · 4.625%
HK$98,639
+HK$4,939/mo
Deposit HK$1.95M · loan HK$17.52M · min. income ≈ HK$187,400/mo (50% DSR)
Upfront cash ≈ HK$2.68M (deposit + AVD stamp duty HK$730,077 · Scale 2, in force from 26 Feb 2026)