LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,395
−HK$2,784/mo
▼ 0.25% · 3.875%
HK$45,776
−HK$1,403/mo
Today · 4.125%
HK$47,179
baseline
▲ 0.50% · 4.625%
HK$50,050
+HK$2,871/mo
Deposit HK$9.73M · loan HK$9.73M · min. income ≈ HK$94,358/mo (50% DSR)
Upfront cash ≈ HK$10.46M (deposit + AVD stamp duty HK$730,102 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,389
−HK$2,669/mo
▼ 0.25% · 3.875%
HK$50,714
−HK$1,344/mo
Today · 4.125%
HK$52,058
baseline
▲ 0.50% · 4.625%
HK$54,802
+HK$2,744/mo
Deposit HK$9.73M · loan HK$9.73M · min. income ≈ HK$104,116/mo (50% DSR)
Upfront cash ≈ HK$10.46M (deposit + AVD stamp duty HK$730,102 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,274
−HK$3,341/mo
▼ 0.25% · 3.875%
HK$54,931
−HK$1,684/mo
Today · 4.125%
HK$56,615
baseline
▲ 0.50% · 4.625%
HK$60,060
+HK$3,445/mo
Deposit HK$7.79M · loan HK$11.68M · min. income ≈ HK$113,230/mo (50% DSR)
Upfront cash ≈ HK$8.52M (deposit + AVD stamp duty HK$730,102 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,267
−HK$3,202/mo
▼ 0.25% · 3.875%
HK$60,857
−HK$1,612/mo
Today · 4.125%
HK$62,469
baseline
▲ 0.50% · 4.625%
HK$65,762
+HK$3,293/mo
Deposit HK$7.79M · loan HK$11.68M · min. income ≈ HK$124,938/mo (50% DSR)
Upfront cash ≈ HK$8.52M (deposit + AVD stamp duty HK$730,102 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,153
−HK$3,898/mo
▼ 0.25% · 3.875%
HK$64,087
−HK$1,964/mo
Today · 4.125%
HK$66,051
baseline
▲ 0.50% · 4.625%
HK$70,070
+HK$4,019/mo
Deposit HK$5.84M · loan HK$13.63M · min. income ≈ HK$132,102/mo (50% DSR)
Upfront cash ≈ HK$6.57M (deposit + AVD stamp duty HK$730,102 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,145
−HK$3,736/mo
▼ 0.25% · 3.875%
HK$70,999
−HK$1,882/mo
Today · 4.125%
HK$72,881
baseline
▲ 0.50% · 4.625%
HK$76,722
+HK$3,841/mo
Deposit HK$5.84M · loan HK$13.63M · min. income ≈ HK$145,762/mo (50% DSR)
Upfront cash ≈ HK$6.57M (deposit + AVD stamp duty HK$730,102 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,911
−HK$5,011/mo
▼ 0.25% · 3.875%
HK$82,397
−HK$2,525/mo
Today · 4.125%
HK$84,922
baseline
▲ 0.50% · 4.625%
HK$90,090
+HK$5,168/mo
Deposit HK$1.95M · loan HK$17.52M · min. income ≈ HK$169,844/mo (50% DSR)
Upfront cash ≈ HK$2.68M (deposit + AVD stamp duty HK$730,102 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,901
−HK$4,803/mo
▼ 0.25% · 3.875%
HK$91,285
−HK$2,419/mo
Today · 4.125%
HK$93,704
baseline
▲ 0.50% · 4.625%
HK$98,643
+HK$4,939/mo
Deposit HK$1.95M · loan HK$17.52M · min. income ≈ HK$187,408/mo (50% DSR)
Upfront cash ≈ HK$2.68M (deposit + AVD stamp duty HK$730,102 · Scale 2, in force from 26 Feb 2026)