LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,397
−HK$2,784/mo
▼ 0.25% · 3.875%
HK$45,778
−HK$1,403/mo
Today · 4.125%
HK$47,181
baseline
▲ 0.50% · 4.625%
HK$50,052
+HK$2,871/mo
Deposit HK$9.74M · loan HK$9.74M · min. income ≈ HK$94,362/mo (50% DSR)
Upfront cash ≈ HK$10.47M (deposit + AVD stamp duty HK$730,135 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,391
−HK$2,669/mo
▼ 0.25% · 3.875%
HK$50,716
−HK$1,344/mo
Today · 4.125%
HK$52,060
baseline
▲ 0.50% · 4.625%
HK$54,804
+HK$2,744/mo
Deposit HK$9.74M · loan HK$9.74M · min. income ≈ HK$104,120/mo (50% DSR)
Upfront cash ≈ HK$10.47M (deposit + AVD stamp duty HK$730,135 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,277
−HK$3,341/mo
▼ 0.25% · 3.875%
HK$54,934
−HK$1,684/mo
Today · 4.125%
HK$56,618
baseline
▲ 0.50% · 4.625%
HK$60,063
+HK$3,445/mo
Deposit HK$7.79M · loan HK$11.68M · min. income ≈ HK$113,236/mo (50% DSR)
Upfront cash ≈ HK$8.52M (deposit + AVD stamp duty HK$730,135 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,270
−HK$3,202/mo
▼ 0.25% · 3.875%
HK$60,859
−HK$1,613/mo
Today · 4.125%
HK$62,472
baseline
▲ 0.50% · 4.625%
HK$65,765
+HK$3,293/mo
Deposit HK$7.79M · loan HK$11.68M · min. income ≈ HK$124,944/mo (50% DSR)
Upfront cash ≈ HK$8.52M (deposit + AVD stamp duty HK$730,135 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,156
−HK$3,898/mo
▼ 0.25% · 3.875%
HK$64,089
−HK$1,965/mo
Today · 4.125%
HK$66,054
baseline
▲ 0.50% · 4.625%
HK$70,073
+HK$4,019/mo
Deposit HK$5.84M · loan HK$13.63M · min. income ≈ HK$132,108/mo (50% DSR)
Upfront cash ≈ HK$6.57M (deposit + AVD stamp duty HK$730,135 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,148
−HK$3,736/mo
▼ 0.25% · 3.875%
HK$71,003
−HK$1,881/mo
Today · 4.125%
HK$72,884
baseline
▲ 0.50% · 4.625%
HK$76,726
+HK$3,842/mo
Deposit HK$5.84M · loan HK$13.63M · min. income ≈ HK$145,768/mo (50% DSR)
Upfront cash ≈ HK$6.57M (deposit + AVD stamp duty HK$730,135 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,915
−HK$5,011/mo
▼ 0.25% · 3.875%
HK$82,401
−HK$2,525/mo
Today · 4.125%
HK$84,926
baseline
▲ 0.50% · 4.625%
HK$90,094
+HK$5,168/mo
Deposit HK$1.95M · loan HK$17.52M · min. income ≈ HK$169,852/mo (50% DSR)
Upfront cash ≈ HK$2.68M (deposit + AVD stamp duty HK$730,135 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,905
−HK$4,803/mo
▼ 0.25% · 3.875%
HK$91,289
−HK$2,419/mo
Today · 4.125%
HK$93,708
baseline
▲ 0.50% · 4.625%
HK$98,647
+HK$4,939/mo
Deposit HK$1.95M · loan HK$17.52M · min. income ≈ HK$187,416/mo (50% DSR)
Upfront cash ≈ HK$2.68M (deposit + AVD stamp duty HK$730,135 · Scale 2, in force from 26 Feb 2026)