LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,398
−HK$2,785/mo
▼ 0.25% · 3.875%
HK$45,779
−HK$1,404/mo
Today · 4.125%
HK$47,183
baseline
▲ 0.50% · 4.625%
HK$50,053
+HK$2,870/mo
Deposit HK$9.74M · loan HK$9.74M · min. income ≈ HK$94,366/mo (50% DSR)
Upfront cash ≈ HK$10.47M (deposit + AVD stamp duty HK$730,155 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,393
−HK$2,668/mo
▼ 0.25% · 3.875%
HK$50,717
−HK$1,344/mo
Today · 4.125%
HK$52,061
baseline
▲ 0.50% · 4.625%
HK$54,805
+HK$2,744/mo
Deposit HK$9.74M · loan HK$9.74M · min. income ≈ HK$104,122/mo (50% DSR)
Upfront cash ≈ HK$10.47M (deposit + AVD stamp duty HK$730,155 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,278
−HK$3,341/mo
▼ 0.25% · 3.875%
HK$54,935
−HK$1,684/mo
Today · 4.125%
HK$56,619
baseline
▲ 0.50% · 4.625%
HK$60,064
+HK$3,445/mo
Deposit HK$7.79M · loan HK$11.68M · min. income ≈ HK$113,238/mo (50% DSR)
Upfront cash ≈ HK$8.52M (deposit + AVD stamp duty HK$730,155 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,271
−HK$3,203/mo
▼ 0.25% · 3.875%
HK$60,861
−HK$1,613/mo
Today · 4.125%
HK$62,474
baseline
▲ 0.50% · 4.625%
HK$65,767
+HK$3,293/mo
Deposit HK$7.79M · loan HK$11.68M · min. income ≈ HK$124,948/mo (50% DSR)
Upfront cash ≈ HK$8.52M (deposit + AVD stamp duty HK$730,155 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,158
−HK$3,898/mo
▼ 0.25% · 3.875%
HK$64,091
−HK$1,965/mo
Today · 4.125%
HK$66,056
baseline
▲ 0.50% · 4.625%
HK$70,075
+HK$4,019/mo
Deposit HK$5.84M · loan HK$13.63M · min. income ≈ HK$132,112/mo (50% DSR)
Upfront cash ≈ HK$6.57M (deposit + AVD stamp duty HK$730,155 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,150
−HK$3,736/mo
▼ 0.25% · 3.875%
HK$71,004
−HK$1,882/mo
Today · 4.125%
HK$72,886
baseline
▲ 0.50% · 4.625%
HK$76,728
+HK$3,842/mo
Deposit HK$5.84M · loan HK$13.63M · min. income ≈ HK$145,772/mo (50% DSR)
Upfront cash ≈ HK$6.57M (deposit + AVD stamp duty HK$730,155 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,917
−HK$5,012/mo
▼ 0.25% · 3.875%
HK$82,403
−HK$2,526/mo
Today · 4.125%
HK$84,929
baseline
▲ 0.50% · 4.625%
HK$90,096
+HK$5,167/mo
Deposit HK$1.95M · loan HK$17.52M · min. income ≈ HK$169,858/mo (50% DSR)
Upfront cash ≈ HK$2.68M (deposit + AVD stamp duty HK$730,155 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,907
−HK$4,803/mo
▼ 0.25% · 3.875%
HK$91,291
−HK$2,419/mo
Today · 4.125%
HK$93,710
baseline
▲ 0.50% · 4.625%
HK$98,650
+HK$4,940/mo
Deposit HK$1.95M · loan HK$17.52M · min. income ≈ HK$187,420/mo (50% DSR)
Upfront cash ≈ HK$2.68M (deposit + AVD stamp duty HK$730,155 · Scale 2, in force from 26 Feb 2026)