LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,401
−HK$2,784/mo
▼ 0.25% · 3.875%
HK$45,782
−HK$1,403/mo
Today · 4.125%
HK$47,185
baseline
▲ 0.50% · 4.625%
HK$50,056
+HK$2,871/mo
Deposit HK$9.74M · loan HK$9.74M · min. income ≈ HK$94,370/mo (50% DSR)
Upfront cash ≈ HK$10.47M (deposit + AVD stamp duty HK$730,195 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,395
−HK$2,669/mo
▼ 0.25% · 3.875%
HK$50,720
−HK$1,344/mo
Today · 4.125%
HK$52,064
baseline
▲ 0.50% · 4.625%
HK$54,809
+HK$2,745/mo
Deposit HK$9.74M · loan HK$9.74M · min. income ≈ HK$104,128/mo (50% DSR)
Upfront cash ≈ HK$10.47M (deposit + AVD stamp duty HK$730,195 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,281
−HK$3,341/mo
▼ 0.25% · 3.875%
HK$54,938
−HK$1,684/mo
Today · 4.125%
HK$56,622
baseline
▲ 0.50% · 4.625%
HK$60,068
+HK$3,446/mo
Deposit HK$7.79M · loan HK$11.68M · min. income ≈ HK$113,244/mo (50% DSR)
Upfront cash ≈ HK$8.52M (deposit + AVD stamp duty HK$730,195 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,275
−HK$3,202/mo
▼ 0.25% · 3.875%
HK$60,864
−HK$1,613/mo
Today · 4.125%
HK$62,477
baseline
▲ 0.50% · 4.625%
HK$65,770
+HK$3,293/mo
Deposit HK$7.79M · loan HK$11.68M · min. income ≈ HK$124,954/mo (50% DSR)
Upfront cash ≈ HK$8.52M (deposit + AVD stamp duty HK$730,195 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,161
−HK$3,898/mo
▼ 0.25% · 3.875%
HK$64,095
−HK$1,964/mo
Today · 4.125%
HK$66,059
baseline
▲ 0.50% · 4.625%
HK$70,079
+HK$4,020/mo
Deposit HK$5.84M · loan HK$13.63M · min. income ≈ HK$132,118/mo (50% DSR)
Upfront cash ≈ HK$6.57M (deposit + AVD stamp duty HK$730,195 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,154
−HK$3,736/mo
▼ 0.25% · 3.875%
HK$71,008
−HK$1,882/mo
Today · 4.125%
HK$72,890
baseline
▲ 0.50% · 4.625%
HK$76,732
+HK$3,842/mo
Deposit HK$5.84M · loan HK$13.63M · min. income ≈ HK$145,780/mo (50% DSR)
Upfront cash ≈ HK$6.57M (deposit + AVD stamp duty HK$730,195 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,922
−HK$5,011/mo
▼ 0.25% · 3.875%
HK$82,408
−HK$2,525/mo
Today · 4.125%
HK$84,933
baseline
▲ 0.50% · 4.625%
HK$90,101
+HK$5,168/mo
Deposit HK$1.95M · loan HK$17.52M · min. income ≈ HK$169,866/mo (50% DSR)
Upfront cash ≈ HK$2.68M (deposit + AVD stamp duty HK$730,195 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,912
−HK$4,804/mo
▼ 0.25% · 3.875%
HK$91,296
−HK$2,420/mo
Today · 4.125%
HK$93,716
baseline
▲ 0.50% · 4.625%
HK$98,655
+HK$4,939/mo
Deposit HK$1.95M · loan HK$17.52M · min. income ≈ HK$187,432/mo (50% DSR)
Upfront cash ≈ HK$2.68M (deposit + AVD stamp duty HK$730,195 · Scale 2, in force from 26 Feb 2026)