LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,406
−HK$2,785/mo
▼ 0.25% · 3.875%
HK$45,787
−HK$1,404/mo
Today · 4.125%
HK$47,191
baseline
▲ 0.50% · 4.625%
HK$50,062
+HK$2,871/mo
Deposit HK$9.74M · loan HK$9.74M · min. income ≈ HK$94,382/mo (50% DSR)
Upfront cash ≈ HK$10.47M (deposit + AVD stamp duty HK$730,280 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,401
−HK$2,669/mo
▼ 0.25% · 3.875%
HK$50,726
−HK$1,344/mo
Today · 4.125%
HK$52,070
baseline
▲ 0.50% · 4.625%
HK$54,815
+HK$2,745/mo
Deposit HK$9.74M · loan HK$9.74M · min. income ≈ HK$104,140/mo (50% DSR)
Upfront cash ≈ HK$10.47M (deposit + AVD stamp duty HK$730,280 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,287
−HK$3,342/mo
▼ 0.25% · 3.875%
HK$54,945
−HK$1,684/mo
Today · 4.125%
HK$56,629
baseline
▲ 0.50% · 4.625%
HK$60,074
+HK$3,445/mo
Deposit HK$7.79M · loan HK$11.68M · min. income ≈ HK$113,258/mo (50% DSR)
Upfront cash ≈ HK$8.52M (deposit + AVD stamp duty HK$730,280 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,281
−HK$3,203/mo
▼ 0.25% · 3.875%
HK$60,871
−HK$1,613/mo
Today · 4.125%
HK$62,484
baseline
▲ 0.50% · 4.625%
HK$65,778
+HK$3,294/mo
Deposit HK$7.79M · loan HK$11.68M · min. income ≈ HK$124,968/mo (50% DSR)
Upfront cash ≈ HK$8.52M (deposit + AVD stamp duty HK$730,280 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,168
−HK$3,899/mo
▼ 0.25% · 3.875%
HK$64,102
−HK$1,965/mo
Today · 4.125%
HK$66,067
baseline
▲ 0.50% · 4.625%
HK$70,087
+HK$4,020/mo
Deposit HK$5.84M · loan HK$13.63M · min. income ≈ HK$132,134/mo (50% DSR)
Upfront cash ≈ HK$6.57M (deposit + AVD stamp duty HK$730,280 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,162
−HK$3,736/mo
▼ 0.25% · 3.875%
HK$71,017
−HK$1,881/mo
Today · 4.125%
HK$72,898
baseline
▲ 0.50% · 4.625%
HK$76,741
+HK$3,843/mo
Deposit HK$5.84M · loan HK$13.63M · min. income ≈ HK$145,796/mo (50% DSR)
Upfront cash ≈ HK$6.57M (deposit + AVD stamp duty HK$730,280 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,931
−HK$5,012/mo
▼ 0.25% · 3.875%
HK$82,417
−HK$2,526/mo
Today · 4.125%
HK$84,943
baseline
▲ 0.50% · 4.625%
HK$90,112
+HK$5,169/mo
Deposit HK$1.95M · loan HK$17.53M · min. income ≈ HK$169,886/mo (50% DSR)
Upfront cash ≈ HK$2.68M (deposit + AVD stamp duty HK$730,280 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,922
−HK$4,804/mo
▼ 0.25% · 3.875%
HK$91,307
−HK$2,419/mo
Today · 4.125%
HK$93,726
baseline
▲ 0.50% · 4.625%
HK$98,667
+HK$4,941/mo
Deposit HK$1.95M · loan HK$17.53M · min. income ≈ HK$187,452/mo (50% DSR)
Upfront cash ≈ HK$2.68M (deposit + AVD stamp duty HK$730,280 · Scale 2, in force from 26 Feb 2026)