LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,408
−HK$2,784/mo
▼ 0.25% · 3.875%
HK$45,789
−HK$1,403/mo
Today · 4.125%
HK$47,192
baseline
▲ 0.50% · 4.625%
HK$50,064
+HK$2,872/mo
Deposit HK$9.74M · loan HK$9.74M · min. income ≈ HK$94,384/mo (50% DSR)
Upfront cash ≈ HK$10.47M (deposit + AVD stamp duty HK$730,307 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,403
−HK$2,669/mo
▼ 0.25% · 3.875%
HK$50,728
−HK$1,344/mo
Today · 4.125%
HK$52,072
baseline
▲ 0.50% · 4.625%
HK$54,817
+HK$2,745/mo
Deposit HK$9.74M · loan HK$9.74M · min. income ≈ HK$104,144/mo (50% DSR)
Upfront cash ≈ HK$10.47M (deposit + AVD stamp duty HK$730,307 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,289
−HK$3,342/mo
▼ 0.25% · 3.875%
HK$54,947
−HK$1,684/mo
Today · 4.125%
HK$56,631
baseline
▲ 0.50% · 4.625%
HK$60,077
+HK$3,446/mo
Deposit HK$7.79M · loan HK$11.68M · min. income ≈ HK$113,262/mo (50% DSR)
Upfront cash ≈ HK$8.52M (deposit + AVD stamp duty HK$730,307 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,284
−HK$3,203/mo
▼ 0.25% · 3.875%
HK$60,874
−HK$1,613/mo
Today · 4.125%
HK$62,487
baseline
▲ 0.50% · 4.625%
HK$65,780
+HK$3,293/mo
Deposit HK$7.79M · loan HK$11.68M · min. income ≈ HK$124,974/mo (50% DSR)
Upfront cash ≈ HK$8.52M (deposit + AVD stamp duty HK$730,307 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,171
−HK$3,898/mo
▼ 0.25% · 3.875%
HK$64,105
−HK$1,964/mo
Today · 4.125%
HK$66,069
baseline
▲ 0.50% · 4.625%
HK$70,090
+HK$4,021/mo
Deposit HK$5.84M · loan HK$13.63M · min. income ≈ HK$132,138/mo (50% DSR)
Upfront cash ≈ HK$6.57M (deposit + AVD stamp duty HK$730,307 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,164
−HK$3,737/mo
▼ 0.25% · 3.875%
HK$71,019
−HK$1,882/mo
Today · 4.125%
HK$72,901
baseline
▲ 0.50% · 4.625%
HK$76,744
+HK$3,843/mo
Deposit HK$5.84M · loan HK$13.63M · min. income ≈ HK$145,802/mo (50% DSR)
Upfront cash ≈ HK$6.57M (deposit + AVD stamp duty HK$730,307 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,934
−HK$5,012/mo
▼ 0.25% · 3.875%
HK$82,420
−HK$2,526/mo
Today · 4.125%
HK$84,946
baseline
▲ 0.50% · 4.625%
HK$90,115
+HK$5,169/mo
Deposit HK$1.95M · loan HK$17.53M · min. income ≈ HK$169,892/mo (50% DSR)
Upfront cash ≈ HK$2.68M (deposit + AVD stamp duty HK$730,307 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,926
−HK$4,804/mo
▼ 0.25% · 3.875%
HK$91,310
−HK$2,420/mo
Today · 4.125%
HK$93,730
baseline
▲ 0.50% · 4.625%
HK$98,671
+HK$4,941/mo
Deposit HK$1.95M · loan HK$17.53M · min. income ≈ HK$187,460/mo (50% DSR)
Upfront cash ≈ HK$2.68M (deposit + AVD stamp duty HK$730,307 · Scale 2, in force from 26 Feb 2026)