LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,408
−HK$2,785/mo
▼ 0.25% · 3.875%
HK$45,790
−HK$1,403/mo
Today · 4.125%
HK$47,193
baseline
▲ 0.50% · 4.625%
HK$50,065
+HK$2,872/mo
Deposit HK$9.74M · loan HK$9.74M · min. income ≈ HK$94,386/mo (50% DSR)
Upfront cash ≈ HK$10.47M (deposit + AVD stamp duty HK$730,317 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,404
−HK$2,669/mo
▼ 0.25% · 3.875%
HK$50,729
−HK$1,344/mo
Today · 4.125%
HK$52,073
baseline
▲ 0.50% · 4.625%
HK$54,818
+HK$2,745/mo
Deposit HK$9.74M · loan HK$9.74M · min. income ≈ HK$104,146/mo (50% DSR)
Upfront cash ≈ HK$10.47M (deposit + AVD stamp duty HK$730,317 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,290
−HK$3,342/mo
▼ 0.25% · 3.875%
HK$54,947
−HK$1,685/mo
Today · 4.125%
HK$56,632
baseline
▲ 0.50% · 4.625%
HK$60,078
+HK$3,446/mo
Deposit HK$7.79M · loan HK$11.69M · min. income ≈ HK$113,264/mo (50% DSR)
Upfront cash ≈ HK$8.52M (deposit + AVD stamp duty HK$730,317 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,284
−HK$3,203/mo
▼ 0.25% · 3.875%
HK$60,874
−HK$1,613/mo
Today · 4.125%
HK$62,487
baseline
▲ 0.50% · 4.625%
HK$65,781
+HK$3,294/mo
Deposit HK$7.79M · loan HK$11.69M · min. income ≈ HK$124,974/mo (50% DSR)
Upfront cash ≈ HK$8.52M (deposit + AVD stamp duty HK$730,317 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,172
−HK$3,898/mo
▼ 0.25% · 3.875%
HK$64,105
−HK$1,965/mo
Today · 4.125%
HK$66,070
baseline
▲ 0.50% · 4.625%
HK$70,090
+HK$4,020/mo
Deposit HK$5.84M · loan HK$13.63M · min. income ≈ HK$132,140/mo (50% DSR)
Upfront cash ≈ HK$6.57M (deposit + AVD stamp duty HK$730,317 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,165
−HK$3,737/mo
▼ 0.25% · 3.875%
HK$71,020
−HK$1,882/mo
Today · 4.125%
HK$72,902
baseline
▲ 0.50% · 4.625%
HK$76,745
+HK$3,843/mo
Deposit HK$5.84M · loan HK$13.63M · min. income ≈ HK$145,804/mo (50% DSR)
Upfront cash ≈ HK$6.57M (deposit + AVD stamp duty HK$730,317 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,935
−HK$5,012/mo
▼ 0.25% · 3.875%
HK$82,421
−HK$2,526/mo
Today · 4.125%
HK$84,947
baseline
▲ 0.50% · 4.625%
HK$90,116
+HK$5,169/mo
Deposit HK$1.95M · loan HK$17.53M · min. income ≈ HK$169,894/mo (50% DSR)
Upfront cash ≈ HK$2.68M (deposit + AVD stamp duty HK$730,317 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,927
−HK$4,804/mo
▼ 0.25% · 3.875%
HK$91,312
−HK$2,419/mo
Today · 4.125%
HK$93,731
baseline
▲ 0.50% · 4.625%
HK$98,672
+HK$4,941/mo
Deposit HK$1.95M · loan HK$17.53M · min. income ≈ HK$187,462/mo (50% DSR)
Upfront cash ≈ HK$2.68M (deposit + AVD stamp duty HK$730,317 · Scale 2, in force from 26 Feb 2026)