LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,410
−HK$2,785/mo
▼ 0.25% · 3.875%
HK$45,791
−HK$1,404/mo
Today · 4.125%
HK$47,195
baseline
▲ 0.50% · 4.625%
HK$50,067
+HK$2,872/mo
Deposit HK$9.74M · loan HK$9.74M · min. income ≈ HK$94,390/mo (50% DSR)
Upfront cash ≈ HK$10.47M (deposit + AVD stamp duty HK$730,346 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,406
−HK$2,669/mo
▼ 0.25% · 3.875%
HK$50,731
−HK$1,344/mo
Today · 4.125%
HK$52,075
baseline
▲ 0.50% · 4.625%
HK$54,820
+HK$2,745/mo
Deposit HK$9.74M · loan HK$9.74M · min. income ≈ HK$104,150/mo (50% DSR)
Upfront cash ≈ HK$10.47M (deposit + AVD stamp duty HK$730,346 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,292
−HK$3,342/mo
▼ 0.25% · 3.875%
HK$54,950
−HK$1,684/mo
Today · 4.125%
HK$56,634
baseline
▲ 0.50% · 4.625%
HK$60,080
+HK$3,446/mo
Deposit HK$7.79M · loan HK$11.69M · min. income ≈ HK$113,268/mo (50% DSR)
Upfront cash ≈ HK$8.52M (deposit + AVD stamp duty HK$730,346 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,287
−HK$3,203/mo
▼ 0.25% · 3.875%
HK$60,877
−HK$1,613/mo
Today · 4.125%
HK$62,490
baseline
▲ 0.50% · 4.625%
HK$65,784
+HK$3,294/mo
Deposit HK$7.79M · loan HK$11.69M · min. income ≈ HK$124,980/mo (50% DSR)
Upfront cash ≈ HK$8.52M (deposit + AVD stamp duty HK$730,346 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,174
−HK$3,899/mo
▼ 0.25% · 3.875%
HK$64,108
−HK$1,965/mo
Today · 4.125%
HK$66,073
baseline
▲ 0.50% · 4.625%
HK$70,093
+HK$4,020/mo
Deposit HK$5.84M · loan HK$13.63M · min. income ≈ HK$132,146/mo (50% DSR)
Upfront cash ≈ HK$6.57M (deposit + AVD stamp duty HK$730,346 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,168
−HK$3,737/mo
▼ 0.25% · 3.875%
HK$71,023
−HK$1,882/mo
Today · 4.125%
HK$72,905
baseline
▲ 0.50% · 4.625%
HK$76,748
+HK$3,843/mo
Deposit HK$5.84M · loan HK$13.63M · min. income ≈ HK$145,810/mo (50% DSR)
Upfront cash ≈ HK$6.57M (deposit + AVD stamp duty HK$730,346 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,938
−HK$5,013/mo
▼ 0.25% · 3.875%
HK$82,425
−HK$2,526/mo
Today · 4.125%
HK$84,951
baseline
▲ 0.50% · 4.625%
HK$90,120
+HK$5,169/mo
Deposit HK$1.95M · loan HK$17.53M · min. income ≈ HK$169,902/mo (50% DSR)
Upfront cash ≈ HK$2.68M (deposit + AVD stamp duty HK$730,346 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,930
−HK$4,805/mo
▼ 0.25% · 3.875%
HK$91,315
−HK$2,420/mo
Today · 4.125%
HK$93,735
baseline
▲ 0.50% · 4.625%
HK$98,676
+HK$4,941/mo
Deposit HK$1.95M · loan HK$17.53M · min. income ≈ HK$187,470/mo (50% DSR)
Upfront cash ≈ HK$2.68M (deposit + AVD stamp duty HK$730,346 · Scale 2, in force from 26 Feb 2026)