LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,416
−HK$2,785/mo
▼ 0.25% · 3.875%
HK$45,797
−HK$1,404/mo
Today · 4.125%
HK$47,201
baseline
▲ 0.50% · 4.625%
HK$50,073
+HK$2,872/mo
Deposit HK$9.74M · loan HK$9.74M · min. income ≈ HK$94,402/mo (50% DSR)
Upfront cash ≈ HK$10.47M (deposit + AVD stamp duty HK$730,441 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,412
−HK$2,670/mo
▼ 0.25% · 3.875%
HK$50,737
−HK$1,345/mo
Today · 4.125%
HK$52,082
baseline
▲ 0.50% · 4.625%
HK$54,827
+HK$2,745/mo
Deposit HK$9.74M · loan HK$9.74M · min. income ≈ HK$104,164/mo (50% DSR)
Upfront cash ≈ HK$10.47M (deposit + AVD stamp duty HK$730,441 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,299
−HK$3,342/mo
▼ 0.25% · 3.875%
HK$54,957
−HK$1,684/mo
Today · 4.125%
HK$56,641
baseline
▲ 0.50% · 4.625%
HK$60,088
+HK$3,447/mo
Deposit HK$7.79M · loan HK$11.69M · min. income ≈ HK$113,282/mo (50% DSR)
Upfront cash ≈ HK$8.52M (deposit + AVD stamp duty HK$730,441 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,295
−HK$3,203/mo
▼ 0.25% · 3.875%
HK$60,885
−HK$1,613/mo
Today · 4.125%
HK$62,498
baseline
▲ 0.50% · 4.625%
HK$65,792
+HK$3,294/mo
Deposit HK$7.79M · loan HK$11.69M · min. income ≈ HK$124,996/mo (50% DSR)
Upfront cash ≈ HK$8.52M (deposit + AVD stamp duty HK$730,441 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,182
−HK$3,899/mo
▼ 0.25% · 3.875%
HK$64,116
−HK$1,965/mo
Today · 4.125%
HK$66,081
baseline
▲ 0.50% · 4.625%
HK$70,102
+HK$4,021/mo
Deposit HK$5.84M · loan HK$13.63M · min. income ≈ HK$132,162/mo (50% DSR)
Upfront cash ≈ HK$6.57M (deposit + AVD stamp duty HK$730,441 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,177
−HK$3,737/mo
▼ 0.25% · 3.875%
HK$71,032
−HK$1,882/mo
Today · 4.125%
HK$72,914
baseline
▲ 0.50% · 4.625%
HK$76,758
+HK$3,844/mo
Deposit HK$5.84M · loan HK$13.63M · min. income ≈ HK$145,828/mo (50% DSR)
Upfront cash ≈ HK$6.57M (deposit + AVD stamp duty HK$730,441 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,948
−HK$5,014/mo
▼ 0.25% · 3.875%
HK$82,435
−HK$2,527/mo
Today · 4.125%
HK$84,962
baseline
▲ 0.50% · 4.625%
HK$90,132
+HK$5,170/mo
Deposit HK$1.95M · loan HK$17.53M · min. income ≈ HK$169,924/mo (50% DSR)
Upfront cash ≈ HK$2.68M (deposit + AVD stamp duty HK$730,441 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,942
−HK$4,805/mo
▼ 0.25% · 3.875%
HK$91,327
−HK$2,420/mo
Today · 4.125%
HK$93,747
baseline
▲ 0.50% · 4.625%
HK$98,689
+HK$4,942/mo
Deposit HK$1.95M · loan HK$17.53M · min. income ≈ HK$187,494/mo (50% DSR)
Upfront cash ≈ HK$2.68M (deposit + AVD stamp duty HK$730,441 · Scale 2, in force from 26 Feb 2026)