LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,417
−HK$2,785/mo
▼ 0.25% · 3.875%
HK$45,798
−HK$1,404/mo
Today · 4.125%
HK$47,202
baseline
▲ 0.50% · 4.625%
HK$50,074
+HK$2,872/mo
Deposit HK$9.74M · loan HK$9.74M · min. income ≈ HK$94,404/mo (50% DSR)
Upfront cash ≈ HK$10.47M (deposit + AVD stamp duty HK$730,456 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,413
−HK$2,670/mo
▼ 0.25% · 3.875%
HK$50,738
−HK$1,345/mo
Today · 4.125%
HK$52,083
baseline
▲ 0.50% · 4.625%
HK$54,828
+HK$2,745/mo
Deposit HK$9.74M · loan HK$9.74M · min. income ≈ HK$104,166/mo (50% DSR)
Upfront cash ≈ HK$10.47M (deposit + AVD stamp duty HK$730,456 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,300
−HK$3,342/mo
▼ 0.25% · 3.875%
HK$54,958
−HK$1,684/mo
Today · 4.125%
HK$56,642
baseline
▲ 0.50% · 4.625%
HK$60,089
+HK$3,447/mo
Deposit HK$7.79M · loan HK$11.69M · min. income ≈ HK$113,284/mo (50% DSR)
Upfront cash ≈ HK$8.52M (deposit + AVD stamp duty HK$730,456 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,296
−HK$3,203/mo
▼ 0.25% · 3.875%
HK$60,886
−HK$1,613/mo
Today · 4.125%
HK$62,499
baseline
▲ 0.50% · 4.625%
HK$65,794
+HK$3,295/mo
Deposit HK$7.79M · loan HK$11.69M · min. income ≈ HK$124,998/mo (50% DSR)
Upfront cash ≈ HK$8.52M (deposit + AVD stamp duty HK$730,456 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,183
−HK$3,900/mo
▼ 0.25% · 3.875%
HK$64,118
−HK$1,965/mo
Today · 4.125%
HK$66,083
baseline
▲ 0.50% · 4.625%
HK$70,104
+HK$4,021/mo
Deposit HK$5.84M · loan HK$13.64M · min. income ≈ HK$132,166/mo (50% DSR)
Upfront cash ≈ HK$6.57M (deposit + AVD stamp duty HK$730,456 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,178
−HK$3,738/mo
▼ 0.25% · 3.875%
HK$71,034
−HK$1,882/mo
Today · 4.125%
HK$72,916
baseline
▲ 0.50% · 4.625%
HK$76,759
+HK$3,843/mo
Deposit HK$5.84M · loan HK$13.64M · min. income ≈ HK$145,832/mo (50% DSR)
Upfront cash ≈ HK$6.57M (deposit + AVD stamp duty HK$730,456 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,950
−HK$5,014/mo
▼ 0.25% · 3.875%
HK$82,437
−HK$2,527/mo
Today · 4.125%
HK$84,964
baseline
▲ 0.50% · 4.625%
HK$90,133
+HK$5,169/mo
Deposit HK$1.95M · loan HK$17.53M · min. income ≈ HK$169,928/mo (50% DSR)
Upfront cash ≈ HK$2.68M (deposit + AVD stamp duty HK$730,456 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,944
−HK$4,805/mo
▼ 0.25% · 3.875%
HK$91,329
−HK$2,420/mo
Today · 4.125%
HK$93,749
baseline
▲ 0.50% · 4.625%
HK$98,691
+HK$4,942/mo
Deposit HK$1.95M · loan HK$17.53M · min. income ≈ HK$187,498/mo (50% DSR)
Upfront cash ≈ HK$2.68M (deposit + AVD stamp duty HK$730,456 · Scale 2, in force from 26 Feb 2026)