LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,417
−HK$2,785/mo
▼ 0.25% · 3.875%
HK$45,799
−HK$1,403/mo
Today · 4.125%
HK$47,202
baseline
▲ 0.50% · 4.625%
HK$50,074
+HK$2,872/mo
Deposit HK$9.74M · loan HK$9.74M · min. income ≈ HK$94,404/mo (50% DSR)
Upfront cash ≈ HK$10.47M (deposit + AVD stamp duty HK$730,460 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,413
−HK$2,670/mo
▼ 0.25% · 3.875%
HK$50,739
−HK$1,344/mo
Today · 4.125%
HK$52,083
baseline
▲ 0.50% · 4.625%
HK$54,828
+HK$2,745/mo
Deposit HK$9.74M · loan HK$9.74M · min. income ≈ HK$104,166/mo (50% DSR)
Upfront cash ≈ HK$10.47M (deposit + AVD stamp duty HK$730,460 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,300
−HK$3,343/mo
▼ 0.25% · 3.875%
HK$54,958
−HK$1,685/mo
Today · 4.125%
HK$56,643
baseline
▲ 0.50% · 4.625%
HK$60,089
+HK$3,446/mo
Deposit HK$7.79M · loan HK$11.69M · min. income ≈ HK$113,286/mo (50% DSR)
Upfront cash ≈ HK$8.52M (deposit + AVD stamp duty HK$730,460 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,296
−HK$3,204/mo
▼ 0.25% · 3.875%
HK$60,886
−HK$1,614/mo
Today · 4.125%
HK$62,500
baseline
▲ 0.50% · 4.625%
HK$65,794
+HK$3,294/mo
Deposit HK$7.79M · loan HK$11.69M · min. income ≈ HK$125,000/mo (50% DSR)
Upfront cash ≈ HK$8.52M (deposit + AVD stamp duty HK$730,460 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,184
−HK$3,899/mo
▼ 0.25% · 3.875%
HK$64,118
−HK$1,965/mo
Today · 4.125%
HK$66,083
baseline
▲ 0.50% · 4.625%
HK$70,104
+HK$4,021/mo
Deposit HK$5.84M · loan HK$13.64M · min. income ≈ HK$132,166/mo (50% DSR)
Upfront cash ≈ HK$6.57M (deposit + AVD stamp duty HK$730,460 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,179
−HK$3,737/mo
▼ 0.25% · 3.875%
HK$71,034
−HK$1,882/mo
Today · 4.125%
HK$72,916
baseline
▲ 0.50% · 4.625%
HK$76,760
+HK$3,844/mo
Deposit HK$5.84M · loan HK$13.64M · min. income ≈ HK$145,832/mo (50% DSR)
Upfront cash ≈ HK$6.57M (deposit + AVD stamp duty HK$730,460 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,950
−HK$5,014/mo
▼ 0.25% · 3.875%
HK$82,437
−HK$2,527/mo
Today · 4.125%
HK$84,964
baseline
▲ 0.50% · 4.625%
HK$90,134
+HK$5,170/mo
Deposit HK$1.95M · loan HK$17.53M · min. income ≈ HK$169,928/mo (50% DSR)
Upfront cash ≈ HK$2.68M (deposit + AVD stamp duty HK$730,460 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,944
−HK$4,805/mo
▼ 0.25% · 3.875%
HK$91,330
−HK$2,419/mo
Today · 4.125%
HK$93,749
baseline
▲ 0.50% · 4.625%
HK$98,691
+HK$4,942/mo
Deposit HK$1.95M · loan HK$17.53M · min. income ≈ HK$187,498/mo (50% DSR)
Upfront cash ≈ HK$2.68M (deposit + AVD stamp duty HK$730,460 · Scale 2, in force from 26 Feb 2026)