LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,421
−HK$2,785/mo
▼ 0.25% · 3.875%
HK$45,802
−HK$1,404/mo
Today · 4.125%
HK$47,206
baseline
▲ 0.50% · 4.625%
HK$50,078
+HK$2,872/mo
Deposit HK$9.74M · loan HK$9.74M · min. income ≈ HK$94,412/mo (50% DSR)
Upfront cash ≈ HK$10.47M (deposit + AVD stamp duty HK$730,519 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,417
−HK$2,670/mo
▼ 0.25% · 3.875%
HK$50,743
−HK$1,344/mo
Today · 4.125%
HK$52,087
baseline
▲ 0.50% · 4.625%
HK$54,833
+HK$2,746/mo
Deposit HK$9.74M · loan HK$9.74M · min. income ≈ HK$104,174/mo (50% DSR)
Upfront cash ≈ HK$10.47M (deposit + AVD stamp duty HK$730,519 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,305
−HK$3,342/mo
▼ 0.25% · 3.875%
HK$54,963
−HK$1,684/mo
Today · 4.125%
HK$56,647
baseline
▲ 0.50% · 4.625%
HK$60,094
+HK$3,447/mo
Deposit HK$7.79M · loan HK$11.69M · min. income ≈ HK$113,294/mo (50% DSR)
Upfront cash ≈ HK$8.52M (deposit + AVD stamp duty HK$730,519 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,301
−HK$3,204/mo
▼ 0.25% · 3.875%
HK$60,891
−HK$1,614/mo
Today · 4.125%
HK$62,505
baseline
▲ 0.50% · 4.625%
HK$65,799
+HK$3,294/mo
Deposit HK$7.79M · loan HK$11.69M · min. income ≈ HK$125,010/mo (50% DSR)
Upfront cash ≈ HK$8.52M (deposit + AVD stamp duty HK$730,519 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,189
−HK$3,900/mo
▼ 0.25% · 3.875%
HK$64,123
−HK$1,966/mo
Today · 4.125%
HK$66,089
baseline
▲ 0.50% · 4.625%
HK$70,110
+HK$4,021/mo
Deposit HK$5.84M · loan HK$13.64M · min. income ≈ HK$132,178/mo (50% DSR)
Upfront cash ≈ HK$6.57M (deposit + AVD stamp duty HK$730,519 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,184
−HK$3,738/mo
▼ 0.25% · 3.875%
HK$71,040
−HK$1,882/mo
Today · 4.125%
HK$72,922
baseline
▲ 0.50% · 4.625%
HK$76,766
+HK$3,844/mo
Deposit HK$5.84M · loan HK$13.64M · min. income ≈ HK$145,844/mo (50% DSR)
Upfront cash ≈ HK$6.57M (deposit + AVD stamp duty HK$730,519 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,957
−HK$5,014/mo
▼ 0.25% · 3.875%
HK$82,444
−HK$2,527/mo
Today · 4.125%
HK$84,971
baseline
▲ 0.50% · 4.625%
HK$90,141
+HK$5,170/mo
Deposit HK$1.95M · loan HK$17.53M · min. income ≈ HK$169,942/mo (50% DSR)
Upfront cash ≈ HK$2.68M (deposit + AVD stamp duty HK$730,519 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,951
−HK$4,806/mo
▼ 0.25% · 3.875%
HK$91,337
−HK$2,420/mo
Today · 4.125%
HK$93,757
baseline
▲ 0.50% · 4.625%
HK$98,699
+HK$4,942/mo
Deposit HK$1.95M · loan HK$17.53M · min. income ≈ HK$187,514/mo (50% DSR)
Upfront cash ≈ HK$2.68M (deposit + AVD stamp duty HK$730,519 · Scale 2, in force from 26 Feb 2026)