LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,421
−HK$2,786/mo
▼ 0.25% · 3.875%
HK$45,803
−HK$1,404/mo
Today · 4.125%
HK$47,207
baseline
▲ 0.50% · 4.625%
HK$50,079
+HK$2,872/mo
Deposit HK$9.74M · loan HK$9.74M · min. income ≈ HK$94,414/mo (50% DSR)
Upfront cash ≈ HK$10.47M (deposit + AVD stamp duty HK$730,527 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,418
−HK$2,670/mo
▼ 0.25% · 3.875%
HK$50,743
−HK$1,345/mo
Today · 4.125%
HK$52,088
baseline
▲ 0.50% · 4.625%
HK$54,833
+HK$2,745/mo
Deposit HK$9.74M · loan HK$9.74M · min. income ≈ HK$104,176/mo (50% DSR)
Upfront cash ≈ HK$10.47M (deposit + AVD stamp duty HK$730,527 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,305
−HK$3,343/mo
▼ 0.25% · 3.875%
HK$54,963
−HK$1,685/mo
Today · 4.125%
HK$56,648
baseline
▲ 0.50% · 4.625%
HK$60,095
+HK$3,447/mo
Deposit HK$7.79M · loan HK$11.69M · min. income ≈ HK$113,296/mo (50% DSR)
Upfront cash ≈ HK$8.52M (deposit + AVD stamp duty HK$730,527 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,301
−HK$3,204/mo
▼ 0.25% · 3.875%
HK$60,892
−HK$1,613/mo
Today · 4.125%
HK$62,505
baseline
▲ 0.50% · 4.625%
HK$65,800
+HK$3,295/mo
Deposit HK$7.79M · loan HK$11.69M · min. income ≈ HK$125,010/mo (50% DSR)
Upfront cash ≈ HK$8.52M (deposit + AVD stamp duty HK$730,527 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,189
−HK$3,900/mo
▼ 0.25% · 3.875%
HK$64,124
−HK$1,965/mo
Today · 4.125%
HK$66,089
baseline
▲ 0.50% · 4.625%
HK$70,111
+HK$4,022/mo
Deposit HK$5.84M · loan HK$13.64M · min. income ≈ HK$132,178/mo (50% DSR)
Upfront cash ≈ HK$6.57M (deposit + AVD stamp duty HK$730,527 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,185
−HK$3,738/mo
▼ 0.25% · 3.875%
HK$71,041
−HK$1,882/mo
Today · 4.125%
HK$72,923
baseline
▲ 0.50% · 4.625%
HK$76,767
+HK$3,844/mo
Deposit HK$5.84M · loan HK$13.64M · min. income ≈ HK$145,846/mo (50% DSR)
Upfront cash ≈ HK$6.57M (deposit + AVD stamp duty HK$730,527 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,958
−HK$5,014/mo
▼ 0.25% · 3.875%
HK$82,445
−HK$2,527/mo
Today · 4.125%
HK$84,972
baseline
▲ 0.50% · 4.625%
HK$90,142
+HK$5,170/mo
Deposit HK$1.95M · loan HK$17.53M · min. income ≈ HK$169,944/mo (50% DSR)
Upfront cash ≈ HK$2.68M (deposit + AVD stamp duty HK$730,527 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,952
−HK$4,806/mo
▼ 0.25% · 3.875%
HK$91,338
−HK$2,420/mo
Today · 4.125%
HK$93,758
baseline
▲ 0.50% · 4.625%
HK$98,700
+HK$4,942/mo
Deposit HK$1.95M · loan HK$17.53M · min. income ≈ HK$187,516/mo (50% DSR)
Upfront cash ≈ HK$2.68M (deposit + AVD stamp duty HK$730,527 · Scale 2, in force from 26 Feb 2026)