LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,421
−HK$2,786/mo
▼ 0.25% · 3.875%
HK$45,803
−HK$1,404/mo
Today · 4.125%
HK$47,207
baseline
▲ 0.50% · 4.625%
HK$50,079
+HK$2,872/mo
Deposit HK$9.74M · loan HK$9.74M · min. income ≈ HK$94,414/mo (50% DSR)
Upfront cash ≈ HK$10.47M (deposit + AVD stamp duty HK$730,532 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,418
−HK$2,670/mo
▼ 0.25% · 3.875%
HK$50,744
−HK$1,344/mo
Today · 4.125%
HK$52,088
baseline
▲ 0.50% · 4.625%
HK$54,834
+HK$2,746/mo
Deposit HK$9.74M · loan HK$9.74M · min. income ≈ HK$104,176/mo (50% DSR)
Upfront cash ≈ HK$10.47M (deposit + AVD stamp duty HK$730,532 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,306
−HK$3,342/mo
▼ 0.25% · 3.875%
HK$54,964
−HK$1,684/mo
Today · 4.125%
HK$56,648
baseline
▲ 0.50% · 4.625%
HK$60,095
+HK$3,447/mo
Deposit HK$7.79M · loan HK$11.69M · min. income ≈ HK$113,296/mo (50% DSR)
Upfront cash ≈ HK$8.52M (deposit + AVD stamp duty HK$730,532 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,302
−HK$3,204/mo
▼ 0.25% · 3.875%
HK$60,892
−HK$1,614/mo
Today · 4.125%
HK$62,506
baseline
▲ 0.50% · 4.625%
HK$65,801
+HK$3,295/mo
Deposit HK$7.79M · loan HK$11.69M · min. income ≈ HK$125,012/mo (50% DSR)
Upfront cash ≈ HK$8.52M (deposit + AVD stamp duty HK$730,532 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,190
−HK$3,900/mo
▼ 0.25% · 3.875%
HK$64,124
−HK$1,966/mo
Today · 4.125%
HK$66,090
baseline
▲ 0.50% · 4.625%
HK$70,111
+HK$4,021/mo
Deposit HK$5.84M · loan HK$13.64M · min. income ≈ HK$132,180/mo (50% DSR)
Upfront cash ≈ HK$6.57M (deposit + AVD stamp duty HK$730,532 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,186
−HK$3,737/mo
▼ 0.25% · 3.875%
HK$71,041
−HK$1,882/mo
Today · 4.125%
HK$72,923
baseline
▲ 0.50% · 4.625%
HK$76,767
+HK$3,844/mo
Deposit HK$5.84M · loan HK$13.64M · min. income ≈ HK$145,846/mo (50% DSR)
Upfront cash ≈ HK$6.57M (deposit + AVD stamp duty HK$730,532 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,958
−HK$5,014/mo
▼ 0.25% · 3.875%
HK$82,446
−HK$2,526/mo
Today · 4.125%
HK$84,972
baseline
▲ 0.50% · 4.625%
HK$90,143
+HK$5,171/mo
Deposit HK$1.95M · loan HK$17.53M · min. income ≈ HK$169,944/mo (50% DSR)
Upfront cash ≈ HK$2.68M (deposit + AVD stamp duty HK$730,532 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,953
−HK$4,806/mo
▼ 0.25% · 3.875%
HK$91,339
−HK$2,420/mo
Today · 4.125%
HK$93,759
baseline
▲ 0.50% · 4.625%
HK$98,701
+HK$4,942/mo
Deposit HK$1.95M · loan HK$17.53M · min. income ≈ HK$187,518/mo (50% DSR)
Upfront cash ≈ HK$2.68M (deposit + AVD stamp duty HK$730,532 · Scale 2, in force from 26 Feb 2026)