LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,423
−HK$2,785/mo
▼ 0.25% · 3.875%
HK$45,804
−HK$1,404/mo
Today · 4.125%
HK$47,208
baseline
▲ 0.50% · 4.625%
HK$50,081
+HK$2,873/mo
Deposit HK$9.74M · loan HK$9.74M · min. income ≈ HK$94,416/mo (50% DSR)
Upfront cash ≈ HK$10.47M (deposit + AVD stamp duty HK$730,555 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,420
−HK$2,670/mo
▼ 0.25% · 3.875%
HK$50,745
−HK$1,345/mo
Today · 4.125%
HK$52,090
baseline
▲ 0.50% · 4.625%
HK$54,836
+HK$2,746/mo
Deposit HK$9.74M · loan HK$9.74M · min. income ≈ HK$104,180/mo (50% DSR)
Upfront cash ≈ HK$10.47M (deposit + AVD stamp duty HK$730,555 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,307
−HK$3,343/mo
▼ 0.25% · 3.875%
HK$54,965
−HK$1,685/mo
Today · 4.125%
HK$56,650
baseline
▲ 0.50% · 4.625%
HK$60,097
+HK$3,447/mo
Deposit HK$7.79M · loan HK$11.69M · min. income ≈ HK$113,300/mo (50% DSR)
Upfront cash ≈ HK$8.52M (deposit + AVD stamp duty HK$730,555 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,304
−HK$3,204/mo
▼ 0.25% · 3.875%
HK$60,894
−HK$1,614/mo
Today · 4.125%
HK$62,508
baseline
▲ 0.50% · 4.625%
HK$65,803
+HK$3,295/mo
Deposit HK$7.79M · loan HK$11.69M · min. income ≈ HK$125,016/mo (50% DSR)
Upfront cash ≈ HK$8.52M (deposit + AVD stamp duty HK$730,555 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,192
−HK$3,900/mo
▼ 0.25% · 3.875%
HK$64,126
−HK$1,966/mo
Today · 4.125%
HK$66,092
baseline
▲ 0.50% · 4.625%
HK$70,113
+HK$4,021/mo
Deposit HK$5.84M · loan HK$13.64M · min. income ≈ HK$132,184/mo (50% DSR)
Upfront cash ≈ HK$6.57M (deposit + AVD stamp duty HK$730,555 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,188
−HK$3,738/mo
▼ 0.25% · 3.875%
HK$71,043
−HK$1,883/mo
Today · 4.125%
HK$72,926
baseline
▲ 0.50% · 4.625%
HK$76,770
+HK$3,844/mo
Deposit HK$5.84M · loan HK$13.64M · min. income ≈ HK$145,852/mo (50% DSR)
Upfront cash ≈ HK$6.57M (deposit + AVD stamp duty HK$730,555 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,961
−HK$5,014/mo
▼ 0.25% · 3.875%
HK$82,448
−HK$2,527/mo
Today · 4.125%
HK$84,975
baseline
▲ 0.50% · 4.625%
HK$90,146
+HK$5,171/mo
Deposit HK$1.95M · loan HK$17.53M · min. income ≈ HK$169,950/mo (50% DSR)
Upfront cash ≈ HK$2.68M (deposit + AVD stamp duty HK$730,555 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,956
−HK$4,806/mo
▼ 0.25% · 3.875%
HK$91,341
−HK$2,421/mo
Today · 4.125%
HK$93,762
baseline
▲ 0.50% · 4.625%
HK$98,704
+HK$4,942/mo
Deposit HK$1.95M · loan HK$17.53M · min. income ≈ HK$187,524/mo (50% DSR)
Upfront cash ≈ HK$2.68M (deposit + AVD stamp duty HK$730,555 · Scale 2, in force from 26 Feb 2026)