LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,424
−HK$2,786/mo
▼ 0.25% · 3.875%
HK$45,806
−HK$1,404/mo
Today · 4.125%
HK$47,210
baseline
▲ 0.50% · 4.625%
HK$50,082
+HK$2,872/mo
Deposit HK$9.74M · loan HK$9.74M · min. income ≈ HK$94,420/mo (50% DSR)
Upfront cash ≈ HK$10.47M (deposit + AVD stamp duty HK$730,577 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,421
−HK$2,670/mo
▼ 0.25% · 3.875%
HK$50,747
−HK$1,344/mo
Today · 4.125%
HK$52,091
baseline
▲ 0.50% · 4.625%
HK$54,837
+HK$2,746/mo
Deposit HK$9.74M · loan HK$9.74M · min. income ≈ HK$104,182/mo (50% DSR)
Upfront cash ≈ HK$10.47M (deposit + AVD stamp duty HK$730,577 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,309
−HK$3,343/mo
▼ 0.25% · 3.875%
HK$54,967
−HK$1,685/mo
Today · 4.125%
HK$56,652
baseline
▲ 0.50% · 4.625%
HK$60,099
+HK$3,447/mo
Deposit HK$7.79M · loan HK$11.69M · min. income ≈ HK$113,304/mo (50% DSR)
Upfront cash ≈ HK$8.52M (deposit + AVD stamp duty HK$730,577 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,306
−HK$3,204/mo
▼ 0.25% · 3.875%
HK$60,896
−HK$1,614/mo
Today · 4.125%
HK$62,510
baseline
▲ 0.50% · 4.625%
HK$65,805
+HK$3,295/mo
Deposit HK$7.79M · loan HK$11.69M · min. income ≈ HK$125,020/mo (50% DSR)
Upfront cash ≈ HK$8.52M (deposit + AVD stamp duty HK$730,577 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,194
−HK$3,900/mo
▼ 0.25% · 3.875%
HK$64,128
−HK$1,966/mo
Today · 4.125%
HK$66,094
baseline
▲ 0.50% · 4.625%
HK$70,115
+HK$4,021/mo
Deposit HK$5.84M · loan HK$13.64M · min. income ≈ HK$132,188/mo (50% DSR)
Upfront cash ≈ HK$6.58M (deposit + AVD stamp duty HK$730,577 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,190
−HK$3,738/mo
▼ 0.25% · 3.875%
HK$71,045
−HK$1,883/mo
Today · 4.125%
HK$72,928
baseline
▲ 0.50% · 4.625%
HK$76,772
+HK$3,844/mo
Deposit HK$5.84M · loan HK$13.64M · min. income ≈ HK$145,856/mo (50% DSR)
Upfront cash ≈ HK$6.58M (deposit + AVD stamp duty HK$730,577 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,963
−HK$5,015/mo
▼ 0.25% · 3.875%
HK$82,451
−HK$2,527/mo
Today · 4.125%
HK$84,978
baseline
▲ 0.50% · 4.625%
HK$90,148
+HK$5,170/mo
Deposit HK$1.95M · loan HK$17.53M · min. income ≈ HK$169,956/mo (50% DSR)
Upfront cash ≈ HK$2.68M (deposit + AVD stamp duty HK$730,577 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,958
−HK$4,807/mo
▼ 0.25% · 3.875%
HK$91,344
−HK$2,421/mo
Today · 4.125%
HK$93,765
baseline
▲ 0.50% · 4.625%
HK$98,707
+HK$4,942/mo
Deposit HK$1.95M · loan HK$17.53M · min. income ≈ HK$187,530/mo (50% DSR)
Upfront cash ≈ HK$2.68M (deposit + AVD stamp duty HK$730,577 · Scale 2, in force from 26 Feb 2026)