LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,427
−HK$2,786/mo
▼ 0.25% · 3.875%
HK$45,809
−HK$1,404/mo
Today · 4.125%
HK$47,213
baseline
▲ 0.50% · 4.625%
HK$50,086
+HK$2,873/mo
Deposit HK$9.74M · loan HK$9.74M · min. income ≈ HK$94,426/mo (50% DSR)
Upfront cash ≈ HK$10.47M (deposit + AVD stamp duty HK$730,623 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,424
−HK$2,671/mo
▼ 0.25% · 3.875%
HK$50,750
−HK$1,345/mo
Today · 4.125%
HK$52,095
baseline
▲ 0.50% · 4.625%
HK$54,841
+HK$2,746/mo
Deposit HK$9.74M · loan HK$9.74M · min. income ≈ HK$104,190/mo (50% DSR)
Upfront cash ≈ HK$10.47M (deposit + AVD stamp duty HK$730,623 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,312
−HK$3,343/mo
▼ 0.25% · 3.875%
HK$54,971
−HK$1,684/mo
Today · 4.125%
HK$56,655
baseline
▲ 0.50% · 4.625%
HK$60,103
+HK$3,448/mo
Deposit HK$7.79M · loan HK$11.69M · min. income ≈ HK$113,310/mo (50% DSR)
Upfront cash ≈ HK$8.52M (deposit + AVD stamp duty HK$730,623 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,309
−HK$3,205/mo
▼ 0.25% · 3.875%
HK$60,900
−HK$1,614/mo
Today · 4.125%
HK$62,514
baseline
▲ 0.50% · 4.625%
HK$65,809
+HK$3,295/mo
Deposit HK$7.79M · loan HK$11.69M · min. income ≈ HK$125,028/mo (50% DSR)
Upfront cash ≈ HK$8.52M (deposit + AVD stamp duty HK$730,623 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,198
−HK$3,900/mo
▼ 0.25% · 3.875%
HK$64,132
−HK$1,966/mo
Today · 4.125%
HK$66,098
baseline
▲ 0.50% · 4.625%
HK$70,120
+HK$4,022/mo
Deposit HK$5.84M · loan HK$13.64M · min. income ≈ HK$132,196/mo (50% DSR)
Upfront cash ≈ HK$6.58M (deposit + AVD stamp duty HK$730,623 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,194
−HK$3,739/mo
▼ 0.25% · 3.875%
HK$71,050
−HK$1,883/mo
Today · 4.125%
HK$72,933
baseline
▲ 0.50% · 4.625%
HK$76,777
+HK$3,844/mo
Deposit HK$5.84M · loan HK$13.64M · min. income ≈ HK$145,866/mo (50% DSR)
Upfront cash ≈ HK$6.58M (deposit + AVD stamp duty HK$730,623 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,968
−HK$5,015/mo
▼ 0.25% · 3.875%
HK$82,456
−HK$2,527/mo
Today · 4.125%
HK$84,983
baseline
▲ 0.50% · 4.625%
HK$90,154
+HK$5,171/mo
Deposit HK$1.95M · loan HK$17.53M · min. income ≈ HK$169,966/mo (50% DSR)
Upfront cash ≈ HK$2.68M (deposit + AVD stamp duty HK$730,623 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,964
−HK$4,806/mo
▼ 0.25% · 3.875%
HK$91,350
−HK$2,420/mo
Today · 4.125%
HK$93,770
baseline
▲ 0.50% · 4.625%
HK$98,713
+HK$4,943/mo
Deposit HK$1.95M · loan HK$17.53M · min. income ≈ HK$187,540/mo (50% DSR)
Upfront cash ≈ HK$2.68M (deposit + AVD stamp duty HK$730,623 · Scale 2, in force from 26 Feb 2026)