LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,428
−HK$2,786/mo
▼ 0.25% · 3.875%
HK$45,810
−HK$1,404/mo
Today · 4.125%
HK$47,214
baseline
▲ 0.50% · 4.625%
HK$50,087
+HK$2,873/mo
Deposit HK$9.74M · loan HK$9.74M · min. income ≈ HK$94,428/mo (50% DSR)
Upfront cash ≈ HK$10.47M (deposit + AVD stamp duty HK$730,644 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,426
−HK$2,670/mo
▼ 0.25% · 3.875%
HK$50,751
−HK$1,345/mo
Today · 4.125%
HK$52,096
baseline
▲ 0.50% · 4.625%
HK$54,842
+HK$2,746/mo
Deposit HK$9.74M · loan HK$9.74M · min. income ≈ HK$104,192/mo (50% DSR)
Upfront cash ≈ HK$10.47M (deposit + AVD stamp duty HK$730,644 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,314
−HK$3,343/mo
▼ 0.25% · 3.875%
HK$54,972
−HK$1,685/mo
Today · 4.125%
HK$56,657
baseline
▲ 0.50% · 4.625%
HK$60,104
+HK$3,447/mo
Deposit HK$7.79M · loan HK$11.69M · min. income ≈ HK$113,314/mo (50% DSR)
Upfront cash ≈ HK$8.52M (deposit + AVD stamp duty HK$730,644 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,311
−HK$3,204/mo
▼ 0.25% · 3.875%
HK$60,902
−HK$1,613/mo
Today · 4.125%
HK$62,515
baseline
▲ 0.50% · 4.625%
HK$65,811
+HK$3,296/mo
Deposit HK$7.79M · loan HK$11.69M · min. income ≈ HK$125,030/mo (50% DSR)
Upfront cash ≈ HK$8.52M (deposit + AVD stamp duty HK$730,644 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,199
−HK$3,901/mo
▼ 0.25% · 3.875%
HK$64,134
−HK$1,966/mo
Today · 4.125%
HK$66,100
baseline
▲ 0.50% · 4.625%
HK$70,122
+HK$4,022/mo
Deposit HK$5.85M · loan HK$13.64M · min. income ≈ HK$132,200/mo (50% DSR)
Upfront cash ≈ HK$6.58M (deposit + AVD stamp duty HK$730,644 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,196
−HK$3,739/mo
▼ 0.25% · 3.875%
HK$71,052
−HK$1,883/mo
Today · 4.125%
HK$72,935
baseline
▲ 0.50% · 4.625%
HK$76,779
+HK$3,844/mo
Deposit HK$5.85M · loan HK$13.64M · min. income ≈ HK$145,870/mo (50% DSR)
Upfront cash ≈ HK$6.58M (deposit + AVD stamp duty HK$730,644 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,971
−HK$5,014/mo
▼ 0.25% · 3.875%
HK$82,458
−HK$2,527/mo
Today · 4.125%
HK$84,985
baseline
▲ 0.50% · 4.625%
HK$90,157
+HK$5,172/mo
Deposit HK$1.95M · loan HK$17.54M · min. income ≈ HK$169,970/mo (50% DSR)
Upfront cash ≈ HK$2.68M (deposit + AVD stamp duty HK$730,644 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,966
−HK$4,807/mo
▼ 0.25% · 3.875%
HK$91,353
−HK$2,420/mo
Today · 4.125%
HK$93,773
baseline
▲ 0.50% · 4.625%
HK$98,716
+HK$4,943/mo
Deposit HK$1.95M · loan HK$17.54M · min. income ≈ HK$187,546/mo (50% DSR)
Upfront cash ≈ HK$2.68M (deposit + AVD stamp duty HK$730,644 · Scale 2, in force from 26 Feb 2026)