LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,432
−HK$2,786/mo
▼ 0.25% · 3.875%
HK$45,814
−HK$1,404/mo
Today · 4.125%
HK$47,218
baseline
▲ 0.50% · 4.625%
HK$50,091
+HK$2,873/mo
Deposit HK$9.74M · loan HK$9.74M · min. income ≈ HK$94,436/mo (50% DSR)
Upfront cash ≈ HK$10.47M (deposit + AVD stamp duty HK$730,704 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,430
−HK$2,670/mo
▼ 0.25% · 3.875%
HK$50,756
−HK$1,344/mo
Today · 4.125%
HK$52,100
baseline
▲ 0.50% · 4.625%
HK$54,847
+HK$2,747/mo
Deposit HK$9.74M · loan HK$9.74M · min. income ≈ HK$104,200/mo (50% DSR)
Upfront cash ≈ HK$10.47M (deposit + AVD stamp duty HK$730,704 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,318
−HK$3,344/mo
▼ 0.25% · 3.875%
HK$54,977
−HK$1,685/mo
Today · 4.125%
HK$56,662
baseline
▲ 0.50% · 4.625%
HK$60,109
+HK$3,447/mo
Deposit HK$7.79M · loan HK$11.69M · min. income ≈ HK$113,324/mo (50% DSR)
Upfront cash ≈ HK$8.52M (deposit + AVD stamp duty HK$730,704 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,316
−HK$3,205/mo
▼ 0.25% · 3.875%
HK$60,907
−HK$1,614/mo
Today · 4.125%
HK$62,521
baseline
▲ 0.50% · 4.625%
HK$65,816
+HK$3,295/mo
Deposit HK$7.79M · loan HK$11.69M · min. income ≈ HK$125,042/mo (50% DSR)
Upfront cash ≈ HK$8.52M (deposit + AVD stamp duty HK$730,704 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,204
−HK$3,901/mo
▼ 0.25% · 3.875%
HK$64,139
−HK$1,966/mo
Today · 4.125%
HK$66,105
baseline
▲ 0.50% · 4.625%
HK$70,128
+HK$4,023/mo
Deposit HK$5.85M · loan HK$13.64M · min. income ≈ HK$132,210/mo (50% DSR)
Upfront cash ≈ HK$6.58M (deposit + AVD stamp duty HK$730,704 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,202
−HK$3,739/mo
▼ 0.25% · 3.875%
HK$71,058
−HK$1,883/mo
Today · 4.125%
HK$72,941
baseline
▲ 0.50% · 4.625%
HK$76,785
+HK$3,844/mo
Deposit HK$5.85M · loan HK$13.64M · min. income ≈ HK$145,882/mo (50% DSR)
Upfront cash ≈ HK$6.58M (deposit + AVD stamp duty HK$730,704 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,977
−HK$5,015/mo
▼ 0.25% · 3.875%
HK$82,465
−HK$2,527/mo
Today · 4.125%
HK$84,992
baseline
▲ 0.50% · 4.625%
HK$90,164
+HK$5,172/mo
Deposit HK$1.95M · loan HK$17.54M · min. income ≈ HK$169,984/mo (50% DSR)
Upfront cash ≈ HK$2.68M (deposit + AVD stamp duty HK$730,704 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,974
−HK$4,807/mo
▼ 0.25% · 3.875%
HK$91,360
−HK$2,421/mo
Today · 4.125%
HK$93,781
baseline
▲ 0.50% · 4.625%
HK$98,724
+HK$4,943/mo
Deposit HK$1.95M · loan HK$17.54M · min. income ≈ HK$187,562/mo (50% DSR)
Upfront cash ≈ HK$2.68M (deposit + AVD stamp duty HK$730,704 · Scale 2, in force from 26 Feb 2026)