LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,432
−HK$2,786/mo
▼ 0.25% · 3.875%
HK$45,814
−HK$1,404/mo
Today · 4.125%
HK$47,218
baseline
▲ 0.50% · 4.625%
HK$50,091
+HK$2,873/mo
Deposit HK$9.74M · loan HK$9.74M · min. income ≈ HK$94,436/mo (50% DSR)
Upfront cash ≈ HK$10.47M (deposit + AVD stamp duty HK$730,708 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,430
−HK$2,671/mo
▼ 0.25% · 3.875%
HK$50,756
−HK$1,345/mo
Today · 4.125%
HK$52,101
baseline
▲ 0.50% · 4.625%
HK$54,847
+HK$2,746/mo
Deposit HK$9.74M · loan HK$9.74M · min. income ≈ HK$104,202/mo (50% DSR)
Upfront cash ≈ HK$10.47M (deposit + AVD stamp duty HK$730,708 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,318
−HK$3,344/mo
▼ 0.25% · 3.875%
HK$54,977
−HK$1,685/mo
Today · 4.125%
HK$56,662
baseline
▲ 0.50% · 4.625%
HK$60,110
+HK$3,448/mo
Deposit HK$7.79M · loan HK$11.69M · min. income ≈ HK$113,324/mo (50% DSR)
Upfront cash ≈ HK$8.52M (deposit + AVD stamp duty HK$730,708 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,316
−HK$3,205/mo
▼ 0.25% · 3.875%
HK$60,907
−HK$1,614/mo
Today · 4.125%
HK$62,521
baseline
▲ 0.50% · 4.625%
HK$65,816
+HK$3,295/mo
Deposit HK$7.79M · loan HK$11.69M · min. income ≈ HK$125,042/mo (50% DSR)
Upfront cash ≈ HK$8.52M (deposit + AVD stamp duty HK$730,708 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,205
−HK$3,901/mo
▼ 0.25% · 3.875%
HK$64,140
−HK$1,966/mo
Today · 4.125%
HK$66,106
baseline
▲ 0.50% · 4.625%
HK$70,128
+HK$4,022/mo
Deposit HK$5.85M · loan HK$13.64M · min. income ≈ HK$132,212/mo (50% DSR)
Upfront cash ≈ HK$6.58M (deposit + AVD stamp duty HK$730,708 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,202
−HK$3,739/mo
▼ 0.25% · 3.875%
HK$71,058
−HK$1,883/mo
Today · 4.125%
HK$72,941
baseline
▲ 0.50% · 4.625%
HK$76,786
+HK$3,845/mo
Deposit HK$5.85M · loan HK$13.64M · min. income ≈ HK$145,882/mo (50% DSR)
Upfront cash ≈ HK$6.58M (deposit + AVD stamp duty HK$730,708 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,978
−HK$5,015/mo
▼ 0.25% · 3.875%
HK$82,465
−HK$2,528/mo
Today · 4.125%
HK$84,993
baseline
▲ 0.50% · 4.625%
HK$90,165
+HK$5,172/mo
Deposit HK$1.95M · loan HK$17.54M · min. income ≈ HK$169,986/mo (50% DSR)
Upfront cash ≈ HK$2.68M (deposit + AVD stamp duty HK$730,708 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,974
−HK$4,807/mo
▼ 0.25% · 3.875%
HK$91,361
−HK$2,420/mo
Today · 4.125%
HK$93,781
baseline
▲ 0.50% · 4.625%
HK$98,725
+HK$4,944/mo
Deposit HK$1.95M · loan HK$17.54M · min. income ≈ HK$187,562/mo (50% DSR)
Upfront cash ≈ HK$2.68M (deposit + AVD stamp duty HK$730,708 · Scale 2, in force from 26 Feb 2026)