LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,433
−HK$2,787/mo
▼ 0.25% · 3.875%
HK$45,815
−HK$1,405/mo
Today · 4.125%
HK$47,220
baseline
▲ 0.50% · 4.625%
HK$50,093
+HK$2,873/mo
Deposit HK$9.74M · loan HK$9.74M · min. income ≈ HK$94,440/mo (50% DSR)
Upfront cash ≈ HK$10.47M (deposit + AVD stamp duty HK$730,729 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,432
−HK$2,670/mo
▼ 0.25% · 3.875%
HK$50,757
−HK$1,345/mo
Today · 4.125%
HK$52,102
baseline
▲ 0.50% · 4.625%
HK$54,849
+HK$2,747/mo
Deposit HK$9.74M · loan HK$9.74M · min. income ≈ HK$104,204/mo (50% DSR)
Upfront cash ≈ HK$10.47M (deposit + AVD stamp duty HK$730,729 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,320
−HK$3,344/mo
▼ 0.25% · 3.875%
HK$54,978
−HK$1,686/mo
Today · 4.125%
HK$56,664
baseline
▲ 0.50% · 4.625%
HK$60,111
+HK$3,447/mo
Deposit HK$7.79M · loan HK$11.69M · min. income ≈ HK$113,328/mo (50% DSR)
Upfront cash ≈ HK$8.53M (deposit + AVD stamp duty HK$730,729 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,318
−HK$3,205/mo
▼ 0.25% · 3.875%
HK$60,909
−HK$1,614/mo
Today · 4.125%
HK$62,523
baseline
▲ 0.50% · 4.625%
HK$65,818
+HK$3,295/mo
Deposit HK$7.79M · loan HK$11.69M · min. income ≈ HK$125,046/mo (50% DSR)
Upfront cash ≈ HK$8.53M (deposit + AVD stamp duty HK$730,729 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,207
−HK$3,900/mo
▼ 0.25% · 3.875%
HK$64,142
−HK$1,965/mo
Today · 4.125%
HK$66,107
baseline
▲ 0.50% · 4.625%
HK$70,130
+HK$4,023/mo
Deposit HK$5.85M · loan HK$13.64M · min. income ≈ HK$132,214/mo (50% DSR)
Upfront cash ≈ HK$6.58M (deposit + AVD stamp duty HK$730,729 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,204
−HK$3,739/mo
▼ 0.25% · 3.875%
HK$71,060
−HK$1,883/mo
Today · 4.125%
HK$72,943
baseline
▲ 0.50% · 4.625%
HK$76,788
+HK$3,845/mo
Deposit HK$5.85M · loan HK$13.64M · min. income ≈ HK$145,886/mo (50% DSR)
Upfront cash ≈ HK$6.58M (deposit + AVD stamp duty HK$730,729 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,980
−HK$5,015/mo
▼ 0.25% · 3.875%
HK$82,468
−HK$2,527/mo
Today · 4.125%
HK$84,995
baseline
▲ 0.50% · 4.625%
HK$90,167
+HK$5,172/mo
Deposit HK$1.95M · loan HK$17.54M · min. income ≈ HK$169,990/mo (50% DSR)
Upfront cash ≈ HK$2.68M (deposit + AVD stamp duty HK$730,729 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,977
−HK$4,807/mo
▼ 0.25% · 3.875%
HK$91,363
−HK$2,421/mo
Today · 4.125%
HK$93,784
baseline
▲ 0.50% · 4.625%
HK$98,727
+HK$4,943/mo
Deposit HK$1.95M · loan HK$17.54M · min. income ≈ HK$187,568/mo (50% DSR)
Upfront cash ≈ HK$2.68M (deposit + AVD stamp duty HK$730,729 · Scale 2, in force from 26 Feb 2026)