LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,434
−HK$2,786/mo
▼ 0.25% · 3.875%
HK$45,816
−HK$1,404/mo
Today · 4.125%
HK$47,220
baseline
▲ 0.50% · 4.625%
HK$50,094
+HK$2,874/mo
Deposit HK$9.74M · loan HK$9.74M · min. income ≈ HK$94,440/mo (50% DSR)
Upfront cash ≈ HK$10.47M (deposit + AVD stamp duty HK$730,741 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,432
−HK$2,671/mo
▼ 0.25% · 3.875%
HK$50,758
−HK$1,345/mo
Today · 4.125%
HK$52,103
baseline
▲ 0.50% · 4.625%
HK$54,850
+HK$2,747/mo
Deposit HK$9.74M · loan HK$9.74M · min. income ≈ HK$104,206/mo (50% DSR)
Upfront cash ≈ HK$10.47M (deposit + AVD stamp duty HK$730,741 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,321
−HK$3,344/mo
▼ 0.25% · 3.875%
HK$54,979
−HK$1,686/mo
Today · 4.125%
HK$56,665
baseline
▲ 0.50% · 4.625%
HK$60,112
+HK$3,447/mo
Deposit HK$7.79M · loan HK$11.69M · min. income ≈ HK$113,330/mo (50% DSR)
Upfront cash ≈ HK$8.53M (deposit + AVD stamp duty HK$730,741 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,319
−HK$3,205/mo
▼ 0.25% · 3.875%
HK$60,910
−HK$1,614/mo
Today · 4.125%
HK$62,524
baseline
▲ 0.50% · 4.625%
HK$65,819
+HK$3,295/mo
Deposit HK$7.79M · loan HK$11.69M · min. income ≈ HK$125,048/mo (50% DSR)
Upfront cash ≈ HK$8.53M (deposit + AVD stamp duty HK$730,741 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,208
−HK$3,901/mo
▼ 0.25% · 3.875%
HK$64,143
−HK$1,966/mo
Today · 4.125%
HK$66,109
baseline
▲ 0.50% · 4.625%
HK$70,131
+HK$4,022/mo
Deposit HK$5.85M · loan HK$13.64M · min. income ≈ HK$132,218/mo (50% DSR)
Upfront cash ≈ HK$6.58M (deposit + AVD stamp duty HK$730,741 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,205
−HK$3,739/mo
▼ 0.25% · 3.875%
HK$71,061
−HK$1,883/mo
Today · 4.125%
HK$72,944
baseline
▲ 0.50% · 4.625%
HK$76,789
+HK$3,845/mo
Deposit HK$5.85M · loan HK$13.64M · min. income ≈ HK$145,888/mo (50% DSR)
Upfront cash ≈ HK$6.58M (deposit + AVD stamp duty HK$730,741 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,981
−HK$5,016/mo
▼ 0.25% · 3.875%
HK$82,469
−HK$2,528/mo
Today · 4.125%
HK$84,997
baseline
▲ 0.50% · 4.625%
HK$90,169
+HK$5,172/mo
Deposit HK$1.95M · loan HK$17.54M · min. income ≈ HK$169,994/mo (50% DSR)
Upfront cash ≈ HK$2.68M (deposit + AVD stamp duty HK$730,741 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,978
−HK$4,808/mo
▼ 0.25% · 3.875%
HK$91,365
−HK$2,421/mo
Today · 4.125%
HK$93,786
baseline
▲ 0.50% · 4.625%
HK$98,729
+HK$4,943/mo
Deposit HK$1.95M · loan HK$17.54M · min. income ≈ HK$187,572/mo (50% DSR)
Upfront cash ≈ HK$2.68M (deposit + AVD stamp duty HK$730,741 · Scale 2, in force from 26 Feb 2026)