LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,438
−HK$2,786/mo
▼ 0.25% · 3.875%
HK$45,820
−HK$1,404/mo
Today · 4.125%
HK$47,224
baseline
▲ 0.50% · 4.625%
HK$50,098
+HK$2,874/mo
Deposit HK$9.74M · loan HK$9.74M · min. income ≈ HK$94,448/mo (50% DSR)
Upfront cash ≈ HK$10.47M (deposit + AVD stamp duty HK$730,802 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,437
−HK$2,670/mo
▼ 0.25% · 3.875%
HK$50,762
−HK$1,345/mo
Today · 4.125%
HK$52,107
baseline
▲ 0.50% · 4.625%
HK$54,854
+HK$2,747/mo
Deposit HK$9.74M · loan HK$9.74M · min. income ≈ HK$104,214/mo (50% DSR)
Upfront cash ≈ HK$10.47M (deposit + AVD stamp duty HK$730,802 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,325
−HK$3,344/mo
▼ 0.25% · 3.875%
HK$54,984
−HK$1,685/mo
Today · 4.125%
HK$56,669
baseline
▲ 0.50% · 4.625%
HK$60,117
+HK$3,448/mo
Deposit HK$7.80M · loan HK$11.69M · min. income ≈ HK$113,338/mo (50% DSR)
Upfront cash ≈ HK$8.53M (deposit + AVD stamp duty HK$730,802 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,324
−HK$3,205/mo
▼ 0.25% · 3.875%
HK$60,915
−HK$1,614/mo
Today · 4.125%
HK$62,529
baseline
▲ 0.50% · 4.625%
HK$65,825
+HK$3,296/mo
Deposit HK$7.80M · loan HK$11.69M · min. income ≈ HK$125,058/mo (50% DSR)
Upfront cash ≈ HK$8.53M (deposit + AVD stamp duty HK$730,802 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,213
−HK$3,901/mo
▼ 0.25% · 3.875%
HK$64,148
−HK$1,966/mo
Today · 4.125%
HK$66,114
baseline
▲ 0.50% · 4.625%
HK$70,137
+HK$4,023/mo
Deposit HK$5.85M · loan HK$13.64M · min. income ≈ HK$132,228/mo (50% DSR)
Upfront cash ≈ HK$6.58M (deposit + AVD stamp duty HK$730,802 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,211
−HK$3,739/mo
▼ 0.25% · 3.875%
HK$71,067
−HK$1,883/mo
Today · 4.125%
HK$72,950
baseline
▲ 0.50% · 4.625%
HK$76,796
+HK$3,846/mo
Deposit HK$5.85M · loan HK$13.64M · min. income ≈ HK$145,900/mo (50% DSR)
Upfront cash ≈ HK$6.58M (deposit + AVD stamp duty HK$730,802 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,988
−HK$5,016/mo
▼ 0.25% · 3.875%
HK$82,476
−HK$2,528/mo
Today · 4.125%
HK$85,004
baseline
▲ 0.50% · 4.625%
HK$90,176
+HK$5,172/mo
Deposit HK$1.95M · loan HK$17.54M · min. income ≈ HK$170,008/mo (50% DSR)
Upfront cash ≈ HK$2.68M (deposit + AVD stamp duty HK$730,802 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,986
−HK$4,807/mo
▼ 0.25% · 3.875%
HK$91,372
−HK$2,421/mo
Today · 4.125%
HK$93,793
baseline
▲ 0.50% · 4.625%
HK$98,737
+HK$4,944/mo
Deposit HK$1.95M · loan HK$17.54M · min. income ≈ HK$187,586/mo (50% DSR)
Upfront cash ≈ HK$2.68M (deposit + AVD stamp duty HK$730,802 · Scale 2, in force from 26 Feb 2026)