LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,438
−HK$2,787/mo
▼ 0.25% · 3.875%
HK$45,821
−HK$1,404/mo
Today · 4.125%
HK$47,225
baseline
▲ 0.50% · 4.625%
HK$50,099
+HK$2,874/mo
Deposit HK$9.74M · loan HK$9.74M · min. income ≈ HK$94,450/mo (50% DSR)
Upfront cash ≈ HK$10.47M (deposit + AVD stamp duty HK$730,813 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,437
−HK$2,671/mo
▼ 0.25% · 3.875%
HK$50,763
−HK$1,345/mo
Today · 4.125%
HK$52,108
baseline
▲ 0.50% · 4.625%
HK$54,855
+HK$2,747/mo
Deposit HK$9.74M · loan HK$9.74M · min. income ≈ HK$104,216/mo (50% DSR)
Upfront cash ≈ HK$10.47M (deposit + AVD stamp duty HK$730,813 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,326
−HK$3,344/mo
▼ 0.25% · 3.875%
HK$54,985
−HK$1,685/mo
Today · 4.125%
HK$56,670
baseline
▲ 0.50% · 4.625%
HK$60,118
+HK$3,448/mo
Deposit HK$7.80M · loan HK$11.69M · min. income ≈ HK$113,340/mo (50% DSR)
Upfront cash ≈ HK$8.53M (deposit + AVD stamp duty HK$730,813 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,325
−HK$3,205/mo
▼ 0.25% · 3.875%
HK$60,916
−HK$1,614/mo
Today · 4.125%
HK$62,530
baseline
▲ 0.50% · 4.625%
HK$65,826
+HK$3,296/mo
Deposit HK$7.80M · loan HK$11.69M · min. income ≈ HK$125,060/mo (50% DSR)
Upfront cash ≈ HK$8.53M (deposit + AVD stamp duty HK$730,813 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,214
−HK$3,901/mo
▼ 0.25% · 3.875%
HK$64,149
−HK$1,966/mo
Today · 4.125%
HK$66,115
baseline
▲ 0.50% · 4.625%
HK$70,138
+HK$4,023/mo
Deposit HK$5.85M · loan HK$13.64M · min. income ≈ HK$132,230/mo (50% DSR)
Upfront cash ≈ HK$6.58M (deposit + AVD stamp duty HK$730,813 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,212
−HK$3,740/mo
▼ 0.25% · 3.875%
HK$71,068
−HK$1,884/mo
Today · 4.125%
HK$72,952
baseline
▲ 0.50% · 4.625%
HK$76,797
+HK$3,845/mo
Deposit HK$5.85M · loan HK$13.64M · min. income ≈ HK$145,904/mo (50% DSR)
Upfront cash ≈ HK$6.58M (deposit + AVD stamp duty HK$730,813 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,989
−HK$5,016/mo
▼ 0.25% · 3.875%
HK$82,477
−HK$2,528/mo
Today · 4.125%
HK$85,005
baseline
▲ 0.50% · 4.625%
HK$90,178
+HK$5,173/mo
Deposit HK$1.95M · loan HK$17.54M · min. income ≈ HK$170,010/mo (50% DSR)
Upfront cash ≈ HK$2.68M (deposit + AVD stamp duty HK$730,813 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,987
−HK$4,808/mo
▼ 0.25% · 3.875%
HK$91,374
−HK$2,421/mo
Today · 4.125%
HK$93,795
baseline
▲ 0.50% · 4.625%
HK$98,739
+HK$4,944/mo
Deposit HK$1.95M · loan HK$17.54M · min. income ≈ HK$187,590/mo (50% DSR)
Upfront cash ≈ HK$2.68M (deposit + AVD stamp duty HK$730,813 · Scale 2, in force from 26 Feb 2026)