LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,439
−HK$2,787/mo
▼ 0.25% · 3.875%
HK$45,821
−HK$1,405/mo
Today · 4.125%
HK$47,226
baseline
▲ 0.50% · 4.625%
HK$50,099
+HK$2,873/mo
Deposit HK$9.74M · loan HK$9.74M · min. income ≈ HK$94,452/mo (50% DSR)
Upfront cash ≈ HK$10.48M (deposit + AVD stamp duty HK$730,824 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,438
−HK$2,671/mo
▼ 0.25% · 3.875%
HK$50,764
−HK$1,345/mo
Today · 4.125%
HK$52,109
baseline
▲ 0.50% · 4.625%
HK$54,856
+HK$2,747/mo
Deposit HK$9.74M · loan HK$9.74M · min. income ≈ HK$104,218/mo (50% DSR)
Upfront cash ≈ HK$10.48M (deposit + AVD stamp duty HK$730,824 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,327
−HK$3,344/mo
▼ 0.25% · 3.875%
HK$54,986
−HK$1,685/mo
Today · 4.125%
HK$56,671
baseline
▲ 0.50% · 4.625%
HK$60,119
+HK$3,448/mo
Deposit HK$7.80M · loan HK$11.69M · min. income ≈ HK$113,342/mo (50% DSR)
Upfront cash ≈ HK$8.53M (deposit + AVD stamp duty HK$730,824 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,326
−HK$3,205/mo
▼ 0.25% · 3.875%
HK$60,917
−HK$1,614/mo
Today · 4.125%
HK$62,531
baseline
▲ 0.50% · 4.625%
HK$65,827
+HK$3,296/mo
Deposit HK$7.80M · loan HK$11.69M · min. income ≈ HK$125,062/mo (50% DSR)
Upfront cash ≈ HK$8.53M (deposit + AVD stamp duty HK$730,824 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,215
−HK$3,901/mo
▼ 0.25% · 3.875%
HK$64,150
−HK$1,966/mo
Today · 4.125%
HK$66,116
baseline
▲ 0.50% · 4.625%
HK$70,139
+HK$4,023/mo
Deposit HK$5.85M · loan HK$13.64M · min. income ≈ HK$132,232/mo (50% DSR)
Upfront cash ≈ HK$6.58M (deposit + AVD stamp duty HK$730,824 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,213
−HK$3,740/mo
▼ 0.25% · 3.875%
HK$71,069
−HK$1,884/mo
Today · 4.125%
HK$72,953
baseline
▲ 0.50% · 4.625%
HK$76,798
+HK$3,845/mo
Deposit HK$5.85M · loan HK$13.64M · min. income ≈ HK$145,906/mo (50% DSR)
Upfront cash ≈ HK$6.58M (deposit + AVD stamp duty HK$730,824 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,990
−HK$5,016/mo
▼ 0.25% · 3.875%
HK$82,478
−HK$2,528/mo
Today · 4.125%
HK$85,006
baseline
▲ 0.50% · 4.625%
HK$90,179
+HK$5,173/mo
Deposit HK$1.95M · loan HK$17.54M · min. income ≈ HK$170,012/mo (50% DSR)
Upfront cash ≈ HK$2.68M (deposit + AVD stamp duty HK$730,824 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,988
−HK$4,808/mo
▼ 0.25% · 3.875%
HK$91,375
−HK$2,421/mo
Today · 4.125%
HK$93,796
baseline
▲ 0.50% · 4.625%
HK$98,740
+HK$4,944/mo
Deposit HK$1.95M · loan HK$17.54M · min. income ≈ HK$187,592/mo (50% DSR)
Upfront cash ≈ HK$2.68M (deposit + AVD stamp duty HK$730,824 · Scale 2, in force from 26 Feb 2026)