LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,439
−HK$2,787/mo
▼ 0.25% · 3.875%
HK$45,822
−HK$1,404/mo
Today · 4.125%
HK$47,226
baseline
▲ 0.50% · 4.625%
HK$50,100
+HK$2,874/mo
Deposit HK$9.74M · loan HK$9.74M · min. income ≈ HK$94,452/mo (50% DSR)
Upfront cash ≈ HK$10.48M (deposit + AVD stamp duty HK$730,829 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,438
−HK$2,671/mo
▼ 0.25% · 3.875%
HK$50,764
−HK$1,345/mo
Today · 4.125%
HK$52,109
baseline
▲ 0.50% · 4.625%
HK$54,856
+HK$2,747/mo
Deposit HK$9.74M · loan HK$9.74M · min. income ≈ HK$104,218/mo (50% DSR)
Upfront cash ≈ HK$10.48M (deposit + AVD stamp duty HK$730,829 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,327
−HK$3,344/mo
▼ 0.25% · 3.875%
HK$54,986
−HK$1,685/mo
Today · 4.125%
HK$56,671
baseline
▲ 0.50% · 4.625%
HK$60,120
+HK$3,449/mo
Deposit HK$7.80M · loan HK$11.69M · min. income ≈ HK$113,342/mo (50% DSR)
Upfront cash ≈ HK$8.53M (deposit + AVD stamp duty HK$730,829 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,326
−HK$3,205/mo
▼ 0.25% · 3.875%
HK$60,917
−HK$1,614/mo
Today · 4.125%
HK$62,531
baseline
▲ 0.50% · 4.625%
HK$65,827
+HK$3,296/mo
Deposit HK$7.80M · loan HK$11.69M · min. income ≈ HK$125,062/mo (50% DSR)
Upfront cash ≈ HK$8.53M (deposit + AVD stamp duty HK$730,829 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,215
−HK$3,902/mo
▼ 0.25% · 3.875%
HK$64,150
−HK$1,967/mo
Today · 4.125%
HK$66,117
baseline
▲ 0.50% · 4.625%
HK$70,140
+HK$4,023/mo
Deposit HK$5.85M · loan HK$13.64M · min. income ≈ HK$132,234/mo (50% DSR)
Upfront cash ≈ HK$6.58M (deposit + AVD stamp duty HK$730,829 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,214
−HK$3,739/mo
▼ 0.25% · 3.875%
HK$71,070
−HK$1,883/mo
Today · 4.125%
HK$72,953
baseline
▲ 0.50% · 4.625%
HK$76,799
+HK$3,846/mo
Deposit HK$5.85M · loan HK$13.64M · min. income ≈ HK$145,906/mo (50% DSR)
Upfront cash ≈ HK$6.58M (deposit + AVD stamp duty HK$730,829 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,991
−HK$5,016/mo
▼ 0.25% · 3.875%
HK$82,479
−HK$2,528/mo
Today · 4.125%
HK$85,007
baseline
▲ 0.50% · 4.625%
HK$90,179
+HK$5,172/mo
Deposit HK$1.95M · loan HK$17.54M · min. income ≈ HK$170,014/mo (50% DSR)
Upfront cash ≈ HK$2.68M (deposit + AVD stamp duty HK$730,829 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,989
−HK$4,808/mo
▼ 0.25% · 3.875%
HK$91,376
−HK$2,421/mo
Today · 4.125%
HK$93,797
baseline
▲ 0.50% · 4.625%
HK$98,741
+HK$4,944/mo
Deposit HK$1.95M · loan HK$17.54M · min. income ≈ HK$187,594/mo (50% DSR)
Upfront cash ≈ HK$2.68M (deposit + AVD stamp duty HK$730,829 · Scale 2, in force from 26 Feb 2026)