LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,441
−HK$2,787/mo
▼ 0.25% · 3.875%
HK$45,823
−HK$1,405/mo
Today · 4.125%
HK$47,228
baseline
▲ 0.50% · 4.625%
HK$50,101
+HK$2,873/mo
Deposit HK$9.74M · loan HK$9.74M · min. income ≈ HK$94,456/mo (50% DSR)
Upfront cash ≈ HK$10.48M (deposit + AVD stamp duty HK$730,853 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,440
−HK$2,671/mo
▼ 0.25% · 3.875%
HK$50,766
−HK$1,345/mo
Today · 4.125%
HK$52,111
baseline
▲ 0.50% · 4.625%
HK$54,858
+HK$2,747/mo
Deposit HK$9.74M · loan HK$9.74M · min. income ≈ HK$104,222/mo (50% DSR)
Upfront cash ≈ HK$10.48M (deposit + AVD stamp duty HK$730,853 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,329
−HK$3,344/mo
▼ 0.25% · 3.875%
HK$54,988
−HK$1,685/mo
Today · 4.125%
HK$56,673
baseline
▲ 0.50% · 4.625%
HK$60,122
+HK$3,449/mo
Deposit HK$7.80M · loan HK$11.69M · min. income ≈ HK$113,346/mo (50% DSR)
Upfront cash ≈ HK$8.53M (deposit + AVD stamp duty HK$730,853 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,328
−HK$3,205/mo
▼ 0.25% · 3.875%
HK$60,919
−HK$1,614/mo
Today · 4.125%
HK$62,533
baseline
▲ 0.50% · 4.625%
HK$65,829
+HK$3,296/mo
Deposit HK$7.80M · loan HK$11.69M · min. income ≈ HK$125,066/mo (50% DSR)
Upfront cash ≈ HK$8.53M (deposit + AVD stamp duty HK$730,853 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,217
−HK$3,902/mo
▼ 0.25% · 3.875%
HK$64,152
−HK$1,967/mo
Today · 4.125%
HK$66,119
baseline
▲ 0.50% · 4.625%
HK$70,142
+HK$4,023/mo
Deposit HK$5.85M · loan HK$13.64M · min. income ≈ HK$132,238/mo (50% DSR)
Upfront cash ≈ HK$6.58M (deposit + AVD stamp duty HK$730,853 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,216
−HK$3,739/mo
▼ 0.25% · 3.875%
HK$71,072
−HK$1,883/mo
Today · 4.125%
HK$72,955
baseline
▲ 0.50% · 4.625%
HK$76,801
+HK$3,846/mo
Deposit HK$5.85M · loan HK$13.64M · min. income ≈ HK$145,910/mo (50% DSR)
Upfront cash ≈ HK$6.58M (deposit + AVD stamp duty HK$730,853 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,993
−HK$5,017/mo
▼ 0.25% · 3.875%
HK$82,482
−HK$2,528/mo
Today · 4.125%
HK$85,010
baseline
▲ 0.50% · 4.625%
HK$90,182
+HK$5,172/mo
Deposit HK$1.95M · loan HK$17.54M · min. income ≈ HK$170,020/mo (50% DSR)
Upfront cash ≈ HK$2.68M (deposit + AVD stamp duty HK$730,853 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,992
−HK$4,808/mo
▼ 0.25% · 3.875%
HK$91,379
−HK$2,421/mo
Today · 4.125%
HK$93,800
baseline
▲ 0.50% · 4.625%
HK$98,744
+HK$4,944/mo
Deposit HK$1.95M · loan HK$17.54M · min. income ≈ HK$187,600/mo (50% DSR)
Upfront cash ≈ HK$2.68M (deposit + AVD stamp duty HK$730,853 · Scale 2, in force from 26 Feb 2026)