LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,442
−HK$2,786/mo
▼ 0.25% · 3.875%
HK$45,824
−HK$1,404/mo
Today · 4.125%
HK$47,228
baseline
▲ 0.50% · 4.625%
HK$50,102
+HK$2,874/mo
Deposit HK$9.74M · loan HK$9.74M · min. income ≈ HK$94,456/mo (50% DSR)
Upfront cash ≈ HK$10.48M (deposit + AVD stamp duty HK$730,864 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,441
−HK$2,671/mo
▼ 0.25% · 3.875%
HK$50,767
−HK$1,345/mo
Today · 4.125%
HK$52,112
baseline
▲ 0.50% · 4.625%
HK$54,859
+HK$2,747/mo
Deposit HK$9.74M · loan HK$9.74M · min. income ≈ HK$104,224/mo (50% DSR)
Upfront cash ≈ HK$10.48M (deposit + AVD stamp duty HK$730,864 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,330
−HK$3,344/mo
▼ 0.25% · 3.875%
HK$54,989
−HK$1,685/mo
Today · 4.125%
HK$56,674
baseline
▲ 0.50% · 4.625%
HK$60,123
+HK$3,449/mo
Deposit HK$7.80M · loan HK$11.69M · min. income ≈ HK$113,348/mo (50% DSR)
Upfront cash ≈ HK$8.53M (deposit + AVD stamp duty HK$730,864 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,329
−HK$3,205/mo
▼ 0.25% · 3.875%
HK$60,920
−HK$1,614/mo
Today · 4.125%
HK$62,534
baseline
▲ 0.50% · 4.625%
HK$65,831
+HK$3,297/mo
Deposit HK$7.80M · loan HK$11.69M · min. income ≈ HK$125,068/mo (50% DSR)
Upfront cash ≈ HK$8.53M (deposit + AVD stamp duty HK$730,864 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,218
−HK$3,902/mo
▼ 0.25% · 3.875%
HK$64,153
−HK$1,967/mo
Today · 4.125%
HK$66,120
baseline
▲ 0.50% · 4.625%
HK$70,143
+HK$4,023/mo
Deposit HK$5.85M · loan HK$13.64M · min. income ≈ HK$132,240/mo (50% DSR)
Upfront cash ≈ HK$6.58M (deposit + AVD stamp duty HK$730,864 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,217
−HK$3,740/mo
▼ 0.25% · 3.875%
HK$71,073
−HK$1,884/mo
Today · 4.125%
HK$72,957
baseline
▲ 0.50% · 4.625%
HK$76,802
+HK$3,845/mo
Deposit HK$5.85M · loan HK$13.64M · min. income ≈ HK$145,914/mo (50% DSR)
Upfront cash ≈ HK$6.58M (deposit + AVD stamp duty HK$730,864 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,995
−HK$5,016/mo
▼ 0.25% · 3.875%
HK$82,483
−HK$2,528/mo
Today · 4.125%
HK$85,011
baseline
▲ 0.50% · 4.625%
HK$90,184
+HK$5,173/mo
Deposit HK$1.95M · loan HK$17.54M · min. income ≈ HK$170,022/mo (50% DSR)
Upfront cash ≈ HK$2.68M (deposit + AVD stamp duty HK$730,864 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,993
−HK$4,808/mo
▼ 0.25% · 3.875%
HK$91,380
−HK$2,421/mo
Today · 4.125%
HK$93,801
baseline
▲ 0.50% · 4.625%
HK$98,746
+HK$4,945/mo
Deposit HK$1.95M · loan HK$17.54M · min. income ≈ HK$187,602/mo (50% DSR)
Upfront cash ≈ HK$2.68M (deposit + AVD stamp duty HK$730,864 · Scale 2, in force from 26 Feb 2026)