LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,443
−HK$2,787/mo
▼ 0.25% · 3.875%
HK$45,826
−HK$1,404/mo
Today · 4.125%
HK$47,230
baseline
▲ 0.50% · 4.625%
HK$50,104
+HK$2,874/mo
Deposit HK$9.75M · loan HK$9.75M · min. income ≈ HK$94,460/mo (50% DSR)
Upfront cash ≈ HK$10.48M (deposit + AVD stamp duty HK$730,890 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,443
−HK$2,671/mo
▼ 0.25% · 3.875%
HK$50,769
−HK$1,345/mo
Today · 4.125%
HK$52,114
baseline
▲ 0.50% · 4.625%
HK$54,861
+HK$2,747/mo
Deposit HK$9.75M · loan HK$9.75M · min. income ≈ HK$104,228/mo (50% DSR)
Upfront cash ≈ HK$10.48M (deposit + AVD stamp duty HK$730,890 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,332
−HK$3,344/mo
▼ 0.25% · 3.875%
HK$54,991
−HK$1,685/mo
Today · 4.125%
HK$56,676
baseline
▲ 0.50% · 4.625%
HK$60,125
+HK$3,449/mo
Deposit HK$7.80M · loan HK$11.69M · min. income ≈ HK$113,352/mo (50% DSR)
Upfront cash ≈ HK$8.53M (deposit + AVD stamp duty HK$730,890 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,331
−HK$3,205/mo
▼ 0.25% · 3.875%
HK$60,922
−HK$1,614/mo
Today · 4.125%
HK$62,536
baseline
▲ 0.50% · 4.625%
HK$65,833
+HK$3,297/mo
Deposit HK$7.80M · loan HK$11.69M · min. income ≈ HK$125,072/mo (50% DSR)
Upfront cash ≈ HK$8.53M (deposit + AVD stamp duty HK$730,890 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,220
−HK$3,902/mo
▼ 0.25% · 3.875%
HK$64,156
−HK$1,966/mo
Today · 4.125%
HK$66,122
baseline
▲ 0.50% · 4.625%
HK$70,145
+HK$4,023/mo
Deposit HK$5.85M · loan HK$13.64M · min. income ≈ HK$132,244/mo (50% DSR)
Upfront cash ≈ HK$6.58M (deposit + AVD stamp duty HK$730,890 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,220
−HK$3,739/mo
▼ 0.25% · 3.875%
HK$71,076
−HK$1,883/mo
Today · 4.125%
HK$72,959
baseline
▲ 0.50% · 4.625%
HK$76,805
+HK$3,846/mo
Deposit HK$5.85M · loan HK$13.64M · min. income ≈ HK$145,918/mo (50% DSR)
Upfront cash ≈ HK$6.58M (deposit + AVD stamp duty HK$730,890 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,998
−HK$5,016/mo
▼ 0.25% · 3.875%
HK$82,486
−HK$2,528/mo
Today · 4.125%
HK$85,014
baseline
▲ 0.50% · 4.625%
HK$90,187
+HK$5,173/mo
Deposit HK$1.95M · loan HK$17.54M · min. income ≈ HK$170,028/mo (50% DSR)
Upfront cash ≈ HK$2.68M (deposit + AVD stamp duty HK$730,890 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,997
−HK$4,808/mo
▼ 0.25% · 3.875%
HK$91,383
−HK$2,422/mo
Today · 4.125%
HK$93,805
baseline
▲ 0.50% · 4.625%
HK$98,749
+HK$4,944/mo
Deposit HK$1.95M · loan HK$17.54M · min. income ≈ HK$187,610/mo (50% DSR)
Upfront cash ≈ HK$2.68M (deposit + AVD stamp duty HK$730,890 · Scale 2, in force from 26 Feb 2026)