LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,444
−HK$2,787/mo
▼ 0.25% · 3.875%
HK$45,827
−HK$1,404/mo
Today · 4.125%
HK$47,231
baseline
▲ 0.50% · 4.625%
HK$50,105
+HK$2,874/mo
Deposit HK$9.75M · loan HK$9.75M · min. income ≈ HK$94,462/mo (50% DSR)
Upfront cash ≈ HK$10.48M (deposit + AVD stamp duty HK$730,908 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,444
−HK$2,671/mo
▼ 0.25% · 3.875%
HK$50,770
−HK$1,345/mo
Today · 4.125%
HK$52,115
baseline
▲ 0.50% · 4.625%
HK$54,862
+HK$2,747/mo
Deposit HK$9.75M · loan HK$9.75M · min. income ≈ HK$104,230/mo (50% DSR)
Upfront cash ≈ HK$10.48M (deposit + AVD stamp duty HK$730,908 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,333
−HK$3,344/mo
▼ 0.25% · 3.875%
HK$54,992
−HK$1,685/mo
Today · 4.125%
HK$56,677
baseline
▲ 0.50% · 4.625%
HK$60,126
+HK$3,449/mo
Deposit HK$7.80M · loan HK$11.69M · min. income ≈ HK$113,354/mo (50% DSR)
Upfront cash ≈ HK$8.53M (deposit + AVD stamp duty HK$730,908 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,332
−HK$3,206/mo
▼ 0.25% · 3.875%
HK$60,924
−HK$1,614/mo
Today · 4.125%
HK$62,538
baseline
▲ 0.50% · 4.625%
HK$65,834
+HK$3,296/mo
Deposit HK$7.80M · loan HK$11.69M · min. income ≈ HK$125,076/mo (50% DSR)
Upfront cash ≈ HK$8.53M (deposit + AVD stamp duty HK$730,908 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,222
−HK$3,902/mo
▼ 0.25% · 3.875%
HK$64,157
−HK$1,967/mo
Today · 4.125%
HK$66,124
baseline
▲ 0.50% · 4.625%
HK$70,147
+HK$4,023/mo
Deposit HK$5.85M · loan HK$13.64M · min. income ≈ HK$132,248/mo (50% DSR)
Upfront cash ≈ HK$6.58M (deposit + AVD stamp duty HK$730,908 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,221
−HK$3,740/mo
▼ 0.25% · 3.875%
HK$71,078
−HK$1,883/mo
Today · 4.125%
HK$72,961
baseline
▲ 0.50% · 4.625%
HK$76,807
+HK$3,846/mo
Deposit HK$5.85M · loan HK$13.64M · min. income ≈ HK$145,922/mo (50% DSR)
Upfront cash ≈ HK$6.58M (deposit + AVD stamp duty HK$730,908 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,000
−HK$5,016/mo
▼ 0.25% · 3.875%
HK$82,488
−HK$2,528/mo
Today · 4.125%
HK$85,016
baseline
▲ 0.50% · 4.625%
HK$90,189
+HK$5,173/mo
Deposit HK$1.95M · loan HK$17.54M · min. income ≈ HK$170,032/mo (50% DSR)
Upfront cash ≈ HK$2.68M (deposit + AVD stamp duty HK$730,908 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,999
−HK$4,808/mo
▼ 0.25% · 3.875%
HK$91,386
−HK$2,421/mo
Today · 4.125%
HK$93,807
baseline
▲ 0.50% · 4.625%
HK$98,752
+HK$4,945/mo
Deposit HK$1.95M · loan HK$17.54M · min. income ≈ HK$187,614/mo (50% DSR)
Upfront cash ≈ HK$2.68M (deposit + AVD stamp duty HK$730,908 · Scale 2, in force from 26 Feb 2026)