LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,445
−HK$2,787/mo
▼ 0.25% · 3.875%
HK$45,827
−HK$1,405/mo
Today · 4.125%
HK$47,232
baseline
▲ 0.50% · 4.625%
HK$50,106
+HK$2,874/mo
Deposit HK$9.75M · loan HK$9.75M · min. income ≈ HK$94,464/mo (50% DSR)
Upfront cash ≈ HK$10.48M (deposit + AVD stamp duty HK$730,915 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,444
−HK$2,671/mo
▼ 0.25% · 3.875%
HK$50,770
−HK$1,345/mo
Today · 4.125%
HK$52,115
baseline
▲ 0.50% · 4.625%
HK$54,863
+HK$2,748/mo
Deposit HK$9.75M · loan HK$9.75M · min. income ≈ HK$104,230/mo (50% DSR)
Upfront cash ≈ HK$10.48M (deposit + AVD stamp duty HK$730,915 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,334
−HK$3,344/mo
▼ 0.25% · 3.875%
HK$54,992
−HK$1,686/mo
Today · 4.125%
HK$56,678
baseline
▲ 0.50% · 4.625%
HK$60,127
+HK$3,449/mo
Deposit HK$7.80M · loan HK$11.69M · min. income ≈ HK$113,356/mo (50% DSR)
Upfront cash ≈ HK$8.53M (deposit + AVD stamp duty HK$730,915 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,333
−HK$3,206/mo
▼ 0.25% · 3.875%
HK$60,924
−HK$1,615/mo
Today · 4.125%
HK$62,539
baseline
▲ 0.50% · 4.625%
HK$65,835
+HK$3,296/mo
Deposit HK$7.80M · loan HK$11.69M · min. income ≈ HK$125,078/mo (50% DSR)
Upfront cash ≈ HK$8.53M (deposit + AVD stamp duty HK$730,915 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,222
−HK$3,902/mo
▼ 0.25% · 3.875%
HK$64,158
−HK$1,966/mo
Today · 4.125%
HK$66,124
baseline
▲ 0.50% · 4.625%
HK$70,148
+HK$4,024/mo
Deposit HK$5.85M · loan HK$13.64M · min. income ≈ HK$132,248/mo (50% DSR)
Upfront cash ≈ HK$6.58M (deposit + AVD stamp duty HK$730,915 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,222
−HK$3,740/mo
▼ 0.25% · 3.875%
HK$71,078
−HK$1,884/mo
Today · 4.125%
HK$72,962
baseline
▲ 0.50% · 4.625%
HK$76,808
+HK$3,846/mo
Deposit HK$5.85M · loan HK$13.64M · min. income ≈ HK$145,924/mo (50% DSR)
Upfront cash ≈ HK$6.58M (deposit + AVD stamp duty HK$730,915 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,000
−HK$5,017/mo
▼ 0.25% · 3.875%
HK$82,489
−HK$2,528/mo
Today · 4.125%
HK$85,017
baseline
▲ 0.50% · 4.625%
HK$90,190
+HK$5,173/mo
Deposit HK$1.95M · loan HK$17.54M · min. income ≈ HK$170,034/mo (50% DSR)
Upfront cash ≈ HK$2.68M (deposit + AVD stamp duty HK$730,915 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,999
−HK$4,809/mo
▼ 0.25% · 3.875%
HK$91,386
−HK$2,422/mo
Today · 4.125%
HK$93,808
baseline
▲ 0.50% · 4.625%
HK$98,753
+HK$4,945/mo
Deposit HK$1.95M · loan HK$17.54M · min. income ≈ HK$187,616/mo (50% DSR)
Upfront cash ≈ HK$2.68M (deposit + AVD stamp duty HK$730,915 · Scale 2, in force from 26 Feb 2026)